1. The interest paid by Alipay is determined by the IMF and cannot be artificially increased. Users can only increase their income by purchasing funds, gold and other products. Users can click on wealth in Alipay APP and select products with higher returns on the wealth page.

2. Alipay's deposit channel is Yu 'ebao, and Yu 'ebao is connected to the money fund. Monetary funds have relatively low returns and low risks. If the user's risk tolerance is low, he can buy other money funds in Alipay.

3. If users have moderate risk tolerance, they can buy gold on the wealth page. Alipay has access to companies such as Boss Gold, Huaan Gold and E Fund Gold. On August 30th, 2009, the estimated net value of Boss Gold was 3.5047%, which was much higher than that of the money fund connected with Yu 'ebao and other money funds.

1, 2019 August 3 1, the data of Shanghai Gold Exchange show that the opening price of AU99.99 is 356 yuan. For users who want to get a slightly higher income and moderate risk tolerance, buying gold can increase their income. If users have high risk tolerance, they can try to buy index funds or equity funds. Because index funds and stock funds are risky, they need some skills when buying, and it is not recommended for users with low risk tolerance to buy them. If users only want to earn income by saving money, they can consider investing in wealth management products.

2. Which interest is higher, Alipay or WeChat?

In the past, everyone's funds were generally placed in bank cards, but with the launch of Alipay and WeChat third-party payment platforms, people began to transfer funds from bank cards to Alipay or WeChat. Then, which interest is higher for Alipay and WeChat transfer? If you transfer money to Alipay balance and WeChat change, there is no interest. However, in Alipay, users can transfer money to Yu 'ebao, and the average income of its 1 10,000 shares is around 0.7 yuan, which means that users have saved 65,438+110,000 yuan in Yu 'ebao, with daily interest of 0.7 yuan. Like Alipay's Yu 'ebao, WeChat also launched a similar product called Change Pass, with an average income of about 0.72 yuan, slightly higher than Yu 'ebao. In addition to money funds that can be withdrawn at any time, Alipay and WeChat also have a wide variety of regular wealth management products. As for which interest rate is higher, it depends on the wealth management products selected by users.