1. The elderly have money and economic needs. No matter how high the income is, people over 60 have a pension fund that has been accumulated for many years. On the one hand, it is not easy to accumulate and reluctant to spend; On the other hand, they are worried about inflation and high prices, and the money saved will soon shrink to the point where they can't eat, let alone get sick, so there is a strong demand for investment and financial management.
2. The elderly generally lack financial knowledge. Nowadays, many emerging financial management methods are related to the Internet, such as self-service bank financing, funds, stock market and so on, which are very different from the bank financing that the elderly have been familiar with for decades. Most elderly people lack information and knowledge, and their learning ability and desire are not as strong as when they were young, resulting in little knowledge of most investment and financial management tools. Walking into an unfamiliar capital market with a large sum of money, the outcome can be imagined.
Old people live a lonely life and are easily moved by enthusiasm. Children of the elderly generally have their own families and careers. If the elderly have no spiritual sustenance in their lives, they will easily feel lonely and lonely. Some financial swindlers take this opportunity to be caring and attentive to the elderly and their mothers. After establishing a certain emotional foundation, he put forward "how much can a good project earn" or played a sad card "I will be fired if I can't finish the task this month" My aunt and grandfather think that this young man (little girl) is warm and considerate to me and has a good personality. He can trust/help him and transfer his savings to people who think he can be trusted in batches. Who knows that as soon as the money is available, people disappear immediately. This enthusiastic sales are distributed in various "wealth management" industries, including "trust, * fund, * wealth management" and even "collectibles", calligraphy and painting, stamps, gold and silver, paper money and so on. The degree of enthusiasm is basically proportional to the degree of unreliability.
4. Generally, they are stubborn and have a single way of thinking. Whether they are asked to transfer money to prevent fraud or attracted by high income, many elderly people think that they have rich life experience and have done careful investigation and consideration, so there will be no problem. In particular, it is often reported in the news that bankers do not believe in discouraging remittances, which reflects the personality characteristics of this group. In fact, no matter how old you are, as long as you are single-minded and don't listen to people's advice, you will generally fall into the pit.
To sum up, the elderly group is the favorite object of financial fraud. As children, we should start with the above characteristics, care about their psychological demands and often help them popularize basic financial knowledge and appraisal methods. As long as you are with your family and love, you can overcome all difficulties.
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