Which one makes money? WeChat and Alipay are the two giants of mobile payment, and they are payment software that are often used in our lives. Therefore, in order to facilitate consumption and earn expected returns, many people will save their money in Yu'e Bao or Lingqiantong. So which one is more cost-effective to deposit 1 million in WeChat Lingqiantong Yu'e Bao? Which one makes money? Let me give you an example. Please see the text for details. Let’s take Puyin AXA RiRifeng D of WeChat Lingqiantong in 2021 as an example. Assuming its seven-day annualized rate is assuming you have 1,000,000 yuan, then the daily income is calculated as follows: 1,000,000××1 day/365 days= 68 yuan. The daily income from WeChat Lingqiantong is about 68 yuan. So assuming that a month is 30 days, the income is 68 × 30 days = 2040, then the income of WeChat Lingqiantong in a month is 2040 yuan. Let’s take Pu Changxin’s interest income currency A of Yu’e Bao in 2021 as an example. Assuming its seven-day annualized rate is assuming you have 1,000,000 yuan, then the daily income is calculated as follows: 1,000,000 × yuan is Yu’e Bao’s daily income. So assuming there are 30 days in a month, the income is 30×64=1920 yuan. Take the above example: Compared with Yu'e Bao, the daily income of WeChat Lingqiantong is 4 yuan higher. If you deposit 1 million, WeChat Lingqiantong has a slight advantage. However, it is worth noting that both WeChat Ling Qian Tong and Yu'e Bao are monetary funds, and their seven-day annualized rates will change. Although WeChat Ling Qian Tong has a slight advantage now, it does not mean that Yu'e Bao's income must be less than For WeChat Lingqiantong, it is possible that it will rise later and overtake it.