Whether the fund is worth buying depends mainly on whether the fund is a high-quality target. If the fund is a quality target, it is worth buying. If the fund is not a high-quality target, it is not worth buying. Of course, the high subscription fee of the fund will make the cost of investors higher, which is not cost-effective for investors.

High-quality funds can be judged from three aspects: historical performance, withdrawal and fund manager. Historical performance: historical performance is the income since the establishment of the fund, and the higher the historical performance, the better the fund. Retreat: Retreat is the interval from the highest to the lowest net value of the fund in a period of time. The lower the retreat, the more stable the fund is. Fund manager: The fund manager is the manager of the fund. The higher the investment level of the fund manager, the better the fund.