Fund investment is a relatively popular investment method. Generally, the risk of fund investment is much smaller than that of stocks, but the income is not bad, so more and more people are beginning to choose fund investment. . Fund investment is often affected by many factors, including fund managers, the fund itself, market conditions, etc. So if the fund has been losing money, should we continue to invest? Let’s find out together.

Should I continue to make fixed investments if the fund keeps losing money?

Whether I should continue to make fixed investments in the fund if the fund keeps losing money can make a choice based on the situation of the fund. There are the following situations:

1 If the fund loses money due to poor fund quality, then in this case it is recommended that you choose to terminate the fixed investment. It is difficult for such funds to achieve growth against the trend. Even in a bull market, it is often difficult to obtain returns, and may even experience negative growth. As a result, even if you continue to make fixed investments, you will not be able to bring effective returns to investors.

2 If the fund's early growth is too high and the fund loses money, it often means that the fund needs to digest the valuation for a long period of time, and the fund's net value will show a downward trend. Investors can choose to terminate fixed investment, then buy the fund when the fund price is low to lower the holding cost, and then sell when the fund subsequently rises.

3 When the market conditions are not good, it is often rare for funds to show positive returns. Of course, if the market situation only experiences a short-term correction, then investors can choose to continue fixed investment. The possibility of the fund rising again after a short-term correction is very high. If it is a bear market, investors are advised to wait and see.