Guide to housing reform, sale of public housing and purchase of housing

First, the reform of the scope of the sale of public housing:

All public housing in cities and towns can be sold to employees, except for housing that cannot be divided and closed on campus, teachers' apartments and other revolving houses, which are included in the old city reconstruction planning area, houses, bungalows, villas and quadrangles that should be transformed into business houses on the street, and houses that are managed, disputed in property rights, left over from history and considered unsuitable for sale by the municipal government.

Second, the purchase object:

Tenants of public housing with permanent residence in cities and towns may apply for the purchase of rented public housing. Under any of the following circumstances, the house cannot be purchased temporarily:

1, sublease, transfer or lend without authorization;

2. The lessee's family has gone abroad to settle down or visit relatives or study abroad;

3. The lessee takes minor children abroad to settle down or visit relatives or study abroad;

4. Change the use of the leased house.

Third, the purchase application procedures:

The applicant for house purchase must be the lessee in the house lease contract.

1. When employees and residents apply for purchasing public housing, they must go to the management unit of rental housing to receive and fill in the Application Form for Employees to Purchase Public Housing, sign and seal it, and at the same time, they must provide the following documents and written materials:

(1) Housing lease contract;

(2) The household registration book and photocopy of the lessee and spouse;

(3) Proof of qualifications of the applicant or spouse.

(4) ID card and photocopy;

5] Rank certificate and professional title qualification certificate (letter of appointment attached by enterprises and institutions).

2. After completing the above-mentioned application procedures, the property right unit (or housing management unit) agrees to sign a house sales contract and pay the house price, so that the house ownership certificate can be processed.

3. When employees buy public housing, they will stop paying rent from the next month after paying the house price. In the case of installment payment, the rent shall be stopped from the month following the down payment.

Four. Tax and fee policy:

During the period when employees buy public housing for self-occupation, they are temporarily exempted from property tax, land use tax and one-time deed tax, and are exempt from transaction management fees.

Five, several policy provisions:

1. Buy public housing at the cost price, and each family can only enjoy it once. If the family owns two or more houses, the part that does not exceed the lower limit of the purchase area control standard shall be purchased at the cost price that can enjoy preferential policies; The part between the lower limit and the upper limit is calculated at the cost price and does not enjoy the policy discount; The part exceeding the upper limit is calculated at the market price.

Standard of current purchase area:

General cadres: 65~85 square meters;

Department-level cadres: 75~ 100 square meters;

Department-level cadres: 90~ 120 square meters;

Bureau-level cadres:130 ~150m2.

The above area refers to the construction area.

2. Since 1 99865438+February1,the cost of selling houses has increased by 3%, and it has been adjusted to 830 yuan per square meter for first-class brick masonry, 790 yuan per square meter for first-class brick masonry and 745 yuan per square meter for second-class brick masonry. The current housing discount is adjusted to 2%, and the one-time payment discount is adjusted to 8%. If the top floor is a sloping roof, the floor coefficient will be increased by 5% on the original basis.

3. After the employees buy public houses, the * * parts and * * facilities and equipment maintenance fund extracted by the property unit from the house price are adjusted to 50 yuan per square meter of construction area.

4. If the employee has individual housing contributions, the individual contributions shall be submitted to the housing property unit, and the official data issued by the payee shall be provided. When employees purchase public housing, the area will be converted according to the current market price paid by individuals, and after paying the * * * site and * * facilities and equipment maintenance fund, their share of property rights will be confirmed.

5. At present, the lower limit of the purchase area standard for ordinary cadres and workers living in a set of houses in it-run families can be relaxed to 75 square meters.

Guide to Pre-sale (Sales) of Commercial Housing

Pre-sale of commercial housing and pre-sale are two main forms of housing sales in the commercial housing market. Pre-sale of commercial housing refers to the real estate transaction behavior that the real estate development enterprise and the buyer agree that the buyer will pay the deposit or advance payment at a certain date in the future and own the existing house. The sale of commercial housing refers to the sale of finished houses that can be delivered after completion and acceptance between real estate development enterprises and buyers.

I. Pre-sale (sales) target of commercial housing:

Commercial housing in this city is divided into domestic commercial housing and export commercial housing.

Domestic commercial housing is mainly for residents and units in this city:

Commercial housing for export is mainly for foreigners, overseas Chinese, compatriots from Hong Kong, Macao and Taiwan, foreign institutions in China, foreign-invested enterprises and individual residents.

In addition to the above objects, the purchase of commercial housing due to special needs must be approved in accordance with regulations before purchase.

2. Pre-sale (sales) conditions of commercial housing.

1, pre-sale conditions of commercial housing

(1). If you apply for pre-sale registration with the Municipal Real Estate Administration and obtain a pre-sale permit for commercial housing, you should also obtain an export permit for commercial housing;

(2) Having obtained a land use certificate or a land use right certificate;

(3) Holding a construction project planning permit;

(4) According to the pre-sale of commercial housing, the developer's investment in development and construction should reach more than 25% of the total construction investment, and the construction progress and completion delivery time have been determined;

2. Commercial housing sales conditions.

(1), to the municipal real estate management bureau for sales registration, to obtain a commercial housing sales license, to sell commercial housing abroad, it should also obtain a commercial housing export license;

(2) Having obtained a land use certificate or a land use right certificate;

(3) Holding a construction project planning permit;

(4) After comprehensive acceptance, it is the residence and the residence delivery permit;

5. Apply for ownership registration and obtain the initial registration certificate of commercial housing.

Three. Signing of pre-sale contract of commercial housing

1 The pre-sale (sales) contract of commercial housing shall include:

(1) Names and addresses of both parties. The legal person organization must have the signature of the legal representative:

(2) The subject matter, that is, the location, location and serial number of the commercial house;

(3) Quantity, that is, the quantity and area of commercial housing purchased. The area is in square meters, and it should be clear whether it is the building area, usable area or other area, and how to deal with the area difference;

(4) house prices. The contract should indicate not only the unit price of the commercial house, but also the total price. If the developer collects the relevant fees on behalf of the government, it shall state the items and specific amount to be collected;

5. Delivery method and time limit, including payment method of house payment and delivery method of house;

[6], the way and time limit for the transfer of housing property rights;

First, the nature of the use of housing, residential housing, office housing or business housing or other housing;

Being, the developer's commitment to public facilities, project quality and property management;

Levies, must be issued by the "residential instructions" and "residential quality guarantee";

⑽. Liability for breach of contract;

⑾. Other terms agreed by both parties.

2. Matters needing attention in signing the pre-sale (sales) contract of commercial housing.

(1) When negotiating with the seller, the buyer should first check the qualification certificate of the development company, the pre-sale (sales) license of the commercial house sold and the audit documents of the price bureau on the sales price.

(2) After the buyer and the seller reach an agreement, the two parties sign a unified commercial housing sales contract jointly supervised by the Ministry of Construction and the State Administration for Industry and Commerce, which shall specify the location, construction area, sales method, price, payment method, decoration standard, delivery period and public facilities of the house. The price of the purchased house should be made clear, and the liability for breach of contract should be made clear.

(3) Within 30 days after the signing of the pre-sale contract, the buyer or seller shall go through the pre-sale contract registration and industrial and commercial certification procedures at the municipal real estate exchange with a copy of the pre-sale contract and the buyer's ID card. In this way, the pre-sale transaction procedures are complete, and the specific procedures are handled in the Market Management Section of Wuxi Fuxing Road 108 Real Estate Exchange (window 1 1) and the industrial and commercial verification window.

4. Handle the transfer procedures for commercial housing transactions.

After the completion of the commercial house, both parties to the transaction shall go through the transaction transfer formalities at Wuxi Real Estate Exchange within 30 days from the date of delivery of the commercial house, apply for registration of ownership transfer, and submit the following supporting documents:

1. Identification certificates and seals of the buyer and seller of commercial housing.

2, commercial housing sales (pre-sale) contract, and certified by the Municipal Real Estate Exchange and the Municipal Administration for Industry and Commerce Market Branch, in which the foreign-related commercial housing sales (pre-sale) contract shall be notarized by a notary office;

3. Special invoices for real estate sales;

4, the initial registration certificate of commercial housing or commercial housing handover certificate.

After the establishment of the commercial house is approved by the municipal real estate exchange, the buyer and the seller shall pay taxes and fees in accordance with state regulations.

Guide to the purchase of affordable housing (Anjufang)

First, the purchase target:

Low-and middle-income families with permanent residence in Wuxi have no housing households, poor and dangerous housing households with per capita living area less than 6 square meters, relocated households in municipal construction and houses living in non-complete housing; Give priority to solving the housing difficulties of retired workers, teachers and demobilized cadres.

Dual-income families whose annual income is less than 6 times the average income of last year are called low-income families, and the average income of employees is subject to the figures published by the Municipal Bureau of Statistics.

Second, the purchase order:

1. Employees who purchase houses go to the Municipal Housing Reform Office (3rd floor, Fuxing Road 122) to receive the Application Form for Purchasing Economically Affordable Housing and fill it out truthfully;

2. The application form shall be stamped and certified by the superior competent department of the employee's husband and wife unit and the applicant's unit; Pure residents are certified by their neighborhood committees and neighborhood offices, and individual operators are certified by their neighborhood committees and local self-employed workers associations;

3. Employees who purchase houses shall bring their household registration book, ID cards of husband and wife, current house lease contract or house ownership certificate and certified application form to the Municipal Housing Reform Office for examination and approval. After approval, the Municipal Housing Reform Office will issue the Notice of Purchase of Economically Affordable Housing;

4. The employees who purchase houses contact the housing development unit with the Application Form for Purchase of Economically Affordable Housing and the Notice for Purchase of Economically Affordable Housing approved by the Municipal Housing Reform Office, sign the purchase contract with the selling unit after choosing the payment method, and pay the purchase price and related taxes and fees according to the regulations;

5. Employees who purchase houses shall go through the formalities of applying for the house ownership certificate with the purchase contract, payment voucher and relevant documentary evidence at the Property Right Supervision Office of the Municipal Real Estate Administration (No.65438 Fuxing Road +008).

Third, available housing:

1. The reserve price of Xukangli Community: 1200 yuan/m2.

Contact person of development unit telephone contact person

Economic applicable housing development center 2200563 Mr. Shao

Public real estate management company 270840 1 Mr. Du

House demolition company 2762437 Mr. Yin

Huaxia Construction Management Development Company 27292 14 Yu Xiansheng

2. The reserve price of Taihu Garden Community Phase I: 1200 yuan/m2.

Contact person of development unit telephone contact person

Economic applicable housing development center 2200563 Mr. Shao

House demolition company 2762437 Mr. Yin

3. The reserve price of Taihu Garden Community Phase II: undetermined.

Contact person of development unit telephone contact person

Affordable Housing Development Center (Project Legal Person) 2200563 Mr. Shao

Public real estate management company 270840 1 Mr. Du

House demolition company 2762437 Mr. Yin

Huaxia Construction Management Development Company 27292 14 Yu Xiansheng

Jianying Real Estate Co., Ltd. 2729535 Miss Wu

Guide to the listing and sales of purchased public housing and affordable housing

According to the Interim Measures for the Administration of Public Housing and Economically Affordable Housing Listed by the Ministry of Construction and the spirit of the approval of the Jiangsu Provincial Housing Reform Leading Group, the Wuxi Municipal People's Government issued a notice on the Trial Measures for the Listing and Sales of Public Housing and Economically Affordable Housing for Employees in Wuxi. ?

(1) Provisions on the listing and sale of public housing and affordable housing purchased by employees? 1, the sale of public housing and affordable housing purchased by employees refers to the first time to enter the market for sale. If it is sold again, it shall be handled in accordance with the provisions on the sale of private houses. The sale mentioned here refers to the sale and exchange of public housing and affordable housing that employees have purchased. ? 2. Public houses purchased by employees refer to all kinds of public houses purchased according to the purchase policies and prices of the municipal government in different periods, as well as affordable housing (housing for housing projects) and housing for people in difficulty. ? 3. Employees who enjoy preferential policies purchase public housing. After paying the house price and obtaining the "House Ownership Certificate" and "State-owned Land Use Certificate" of all property rights, their housing can be listed for sale according to the provisions of these Measures. ? 4. Public housing purchased by employees is temporarily not allowed to be listed for sale under any of the following circumstances:? (1) has been included in the scope of demolition and reconstruction, and the account has been frozen; ? (2) On campus; ? (3) purchasing in violation of relevant purchasing policies; ? (4) changing the nature of the use of the house without authorization, carrying out construction without authorization, and violating the relevant housing management regulations; ? (5) It is difficult to form new houses after listing and selling; ? (6) other provisions of the municipal government should not be listed for sale; ? 5. Employees shall not split or dismantle the purchased public houses and put them on the market for sale. When purchasing public housing or affordable housing, employees shall abide by the written agreement with the original property unit. ? 6. Employees who have purchased public houses for sale and no longer purchase houses should submit a second set of housing certificate that can satisfy the living area of each family member not less than 1 1 square meter or a certificate that the whole family has moved out of the city when applying for the sale of houses. ? 7. The employees will list the purchased public houses for sale, and the transaction price will be determined by the buyers and sellers through consultation according to market principles under the macro guidance of the government. The real estate transaction management department will verify the declared transaction price and conduct on-the-spot investigation and evaluation of the houses that need to be evaluated. ?

(2) What are the taxes and fees for the public houses purchased by employees to be listed for sale? 1, pay land income. The product of the average price of affordable housing announced by the municipal government (12000 yuan per square meter in 1998) and the standard of housing allowance for elderly couples shall be used as the monetary amount for the seller's family to enjoy the housing. ? (1) If the house price is less than or equal to the monetary amount of the house enjoyed by the family, the land revenue will be exempted. ? (2) If the house price is higher than the amount of the house enjoyed by the family, but not more than 30%, if the seller buys the house again within one year from the date of selling the house (including the commercial house, the same below), the land income will be exempted for the higher part; If it is realized, the land income will be paid at 45% of the realized part. ? (three) the purchase price exceeds 30% of the monetary amount of family housing, and the land income is paid at 65%. ? (4) If the seller's family owns more than two sets (including two sets) of rented or purchased public houses, when one set is sold, the remaining houses shall be evaluated and the total house price shall be calculated together. According to the proportion of the house price to the total house price, the land income shall be paid according to the methods specified in the preceding three paragraphs. Land revenue is collected and refunded by the Municipal Bureau of Land Management. ? 2. Payment of comprehensive taxes and fees. The Seller shall pay business tax, urban maintenance and construction tax, education surcharge, land value-added tax, personal income tax and other comprehensive taxes according to 5% of the house price. If the seller purchases the house again after selling the house, and the purchase price is equal to or higher than the sale price, the above comprehensive taxes and fees shall be fully refunded; If the purchase price is lower than the house price, the above comprehensive tax will be calculated according to the difference between the house price and the house price, and the excess will be refunded. Comprehensive taxes and fees shall be temporarily collected by the Municipal Housing Reform Office in the form of margin, managed in special accounts, and settled once after the purchase. If the seller needs to refund the deposit of the new house within one year before and after paying the deposit, he can go through the refund formalities with the deposit receipt and the real estate license of the new house. Within one year, if the seller fails to request a refund of the deposit, the Municipal Housing Reform Office will turn the deposit into a comprehensive tax and pay it to the municipal local tax department. ? 3. The buyer shall pay the deed tax at 4% of the house price; If the seller purchases a new house within one year before and after the date of selling the house, and the purchase price is higher than the sale price, the deed tax shall be paid at 4% of the difference between the purchase price and the sale price. According to the principle of separation of levy and compensation, the municipal finance gives subsidies according to the house price 1% and the difference. ? 4. The Buyer and the Seller shall each pay stamp duty at 0.5‰ of the house price. ? 5. If the purchased public houses are listed for sale, the seller shall pay the comprehensive service fee of 150 yuan for access approval and real estate transaction; The Buyer shall pay two license fees for the Property Ownership Certificate and the State-owned Land Use Certificate 150 yuan and comprehensive service fee for real estate transaction 100 yuan. ? 6, workers will have purchased public houses for property rights exchange, and the taxes paid will be treated as selling houses. ?

(3) Procedures for listing and selling public houses purchased by employees? 1. Before putting the purchased public houses on the market, employees should fill in the Application Form for Listing and Sale of Public Houses for Employees in Wuxi, and bring along the property right certificate, the Co-owner's Consent of Public Houses for Employees in Wuxi signed and sealed by all adults living in the same household, and relevant documentary evidence. The applicant and spouse's work unit (if there is no unit, go to the street office where the household registration is located) will prove that the original selling unit (self-managed housing unit) will confirm whether the house is sold or not. ? 2 employees who have purchased public houses for sale must go through the relevant formalities at Wuxi Housing Replacement Center. ? 3. Within 3 months after the buyer and seller voluntarily buy and sell at the market price, they should apply to the municipal real estate transaction management department for transaction transfer and other related procedures, before the buyer can handle the house ownership certificate. 4. After completing the registration formalities of house ownership transfer, the buyer applies to the municipal land management department for the registration formalities of land use right change with the changed house ownership certificate, and obtains the state-owned land use certificate. Before the implementation of these measures, if the purchased public houses that have not yet received the land use right certificate need to be listed for sale before the end of 2000, the house property owner can lease the house ownership certificate and go through the transaction transfer procedures first. Within 30 days after completing the registration procedures for the transfer of house ownership, the transferee shall go through the registration procedures for the change of land use right with the changed house ownership certificate to the land management department. ?

(four) after the employees have purchased the public housing for sale, the maintenance management of the housing is still implemented according to the Interim Measures for the after-sales maintenance management of public housing in Wuxi and the Interim Measures for the property management of residential areas in Wuxi. The unit responsible for the maintenance management of * * second-hand parts and * * second-hand facilities and equipment and the management mode of housing maintenance fund listed for sale remain unchanged. The buyer and the seller and the unit responsible for maintenance management go through the formalities of household name change, and the maintenance fund is transferred with the transfer of housing property rights.

(5) Tenants who comply with the policy of "Detailed Rules for the Sale of Public Housing in Urban Areas of Wuxi City" and live in single-use complete sets of public housing that have not been purchased within the saleable scope, after implementing their housing purchasers, are allowed to purchase houses synchronously according to the current housing reform cost policy and these Measures, and go through the procedures of housing reform purchase, transaction transfer and licensing. ?

(six) in violation of the provisions of article fifth of these measures, the purchased public houses that are not allowed to be listed for sale shall be confiscated, and the illegal income shall be confiscated and a fine of 10000 yuan to 30000 yuan shall be imposed. Those who conceal information, practise fraud or conduct private transactions will be severely punished, and their legal responsibilities will be investigated according to the circumstances.