From a big perspective, financial management is to manage life, and investment is to invest in your own growth. Correct awareness and skills of investment and financial management can exercise our thinking, guide us to make correct decisions and standardize our daily behavior, thus completely changing our lives. This is not an exaggeration. At least I have changed my way of thinking and cognitive model to a great extent through the introductory training on investment and financial management.
We know that the biggest difference between the poor and the rich lies in the way of thinking. The poor are slaves to money, and the rich use money as a tool. This is the exact opposite. So far, how many people are still stuck in the wrong understanding of money, unable to extricate themselves or even indifferent? It is extremely important and necessary to establish a correct concept of investment and financial management.
Next, the training is divided into several classes, systematically explaining different kinds of investment products that are common in the market, from time deposits, government bonds, money funds, local government bonds, reverse repurchase of government bonds, corporate bonds, funds, stocks, P2P, trusts, foreign exchange, futures, precious metals, spot and collectibles. A systematic introduction to their basic principles and income risks is the best way for white people to learn basic investment and financial management skills.
Then it focuses on the stock and fund, which are at the middle of the financial pyramid, because the low-end investment products have low risks but low returns, which can't meet our expected requirements, while the high-end investment products are too risky and unpredictable, which is not suitable for financial management.
Therefore, stocks and funds, which have certain risks but can master their internal laws through systematic learning, are the best choices. Trained teachers and seniors gave detailed and systematic introduction and explanation to these two investment products. Although there is still a long way to go before entering the market, at least I have a correct understanding of these two investment products, rather than being in a state of compulsion. Remember that golden advice, the investment community should not touch things that they don't understand. Then, as long as we systematically learn the knowledge of investment and financial management, master the correct way to open funds and stocks, use our independent and in-depth thinking ability and sum up practice, I believe we can accumulate more investment experience and slowly move towards the road of wealth freedom.
In fact, many specific operational skills cannot be taught to you through training and study. In fact, that is a matter of junior or advanced courses in the future, but this experience has a great influence on a small white financial cognitive concept. For example, although I knew the concept of compound interest before, I didn't know that the quantitative benefits brought by compound interest in the investment field might surprise you, and this is only the power of time.
Although I know the concept of fixed investment, I don't know the specific method of fixed investment and the strategy of taking profit without stopping loss; Although I know the saying of "seven losses, two draws and one profit" in the stock market, I don't know whether I can become a member of "one profit" through systematic study.
Although I know that learning investment and financial management can help us gain wealth growth, I don't know that investment and financial management knowledge will bring us more changes in thinking and cognition, which can change our lives.