However, the risk level of cash dividend of Bank of Communications is not very high. If you want to buy the cash bonus of Bank of Communications, you can still try it, because at present, there is no loss in the cash bonus. Judging from the nature of wealth management products, Bank of Communications is less likely to lose cash dividends.
Many people prefer the bank's wealth management products and feel safe and reliable. Nowadays, in order to attract customers and savings, many banks will also launch many wealth management products with good interest rates for the convenience of customers. Users who often buy Bank of Communications wealth management must be familiar with the series products of Bank of Communications. Bank of Communications is a wealth management product with guaranteed capital and interest, and the risk is very low. Of course, the interest rate is definitely lower than other regular wealth management products. However, all wealth management products will have certain risks, and the steady growth of income is no exception. However, compared with other wealth management products, the risk of steady profit increase of Bank of Communications is almost negligible and can be purchased with peace of mind.
Bank of Communications cash treasure, full name of "Bank of Communications * cash treasure" No.65438 +0 net RMB wealth management product. It is the first T+0 monetary fund net cash management product of Bank of Communications. The advantages of Bank of Communications cash plus interest are fast redemption and fast interest rate.
Redemption at T+0 during trading hours on weekdays (8: 30 am-3: 30 pm), and the funds will be received in real time; Purchase during business hours on weekdays, and interest will begin to accrue on the same day. Moreover, there are not too many restrictions on bank T+0 wealth management trading, which is stronger than the goods-based baby.
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Security of cash appreciation in Bank of Communications;
The cash dividend of Bank of Communications belongs to R2-level bank financing, and the expected income type is non-principal-guaranteed. R2-level bank wealth management products can be regarded as capital preservation wealth management products, with high security and little principal problem.
The investment direction of Bank of Communications' cash interest is money market instruments, which are similar to money funds, mainly some government-issued treasury bills, short-term bonds and bank acceptance bills, with stable expected returns and high security.
Expected rate of return on cash interest of Bank of Communications:
The latest annualized expected income of the cash premium of Bank of Communications is 3.43%, which is relatively high in current financial management and has great advantages over the goods-based baby.
The investment experience of Bank of Communications cash bonus is 1 1,000 yuan, which is a low-threshold bank wealth management product. Redemption is supported from 8: 30 am to 3: 30 pm every working day, and redemption is received in real time. Buy during this time period, and interest will start to accrue on the same day. Whether it is interest rate or redemption speed, it has certain advantages over goods comparison funds. Generally speaking, the safety of cash dividend of Bank of Communications can be assured, and its expected rate of return is relatively high at present, and its products are flexible. Those who like bank products can be properly considered.