In general, it is more appropriate for Alipay Gold Fund to choose Huaan Gold or Boshi Gold, with Huaan Gold being the best.

1. From the perspective of fund rates, Alipay’s three gold funds have zero fee rate for buying, and fees for selling are based on the holding time.

If held for less than seven days, the redemption fee is 1.5%; if held for seven days to one month, the redemption fee is 0.1%; if held for more than one month, the redemption fee is waived.

In addition, fund fees include management fees, custody fees and sales service fees.

These three fees are deducted from the fund assets and reflected in the daily net value of the fund. They will not be settled during subscription and redemption. There is no difference in the total fees of the three gold funds, which are all 0.95%.

From the perspective of fund rates, you can choose any of the three funds.

2. From the perspective of fund size, Huaan Fund was established in 2013, and the current fund size is 1.234 billion yuan; Bosera Fund was established in 2016, and the current fund size is 2.391 billion yuan; E Fund was established in 2016, and the current fund size is 2.391 billion yuan.

is 113 million yuan.

E Fund's fund size is relatively small, and its liquidation risk is greater than the other two funds.

From the perspective of fund size, it is more appropriate to choose Boshi Fund or Huaan Fund.

3. Judging from the historical performance, all three funds track the price of gold. Huaan Gold Fund has an increase of 1.16% in the past year, Bosera Gold Fund has an increase of 1.08% in the past year, and E Fund Gold Fund has an increase of 1.08% in the past year.

0.55%.

Judging from historical performance, Huaan Gold Fund and Boshi Gold Fund have performed better, while E Fund Gold Fund has not increased as much as the other two. It is more appropriate to choose Huaan Gold and Boshi Gold.

Extended information: Affected by the epidemic and the global low interest rate environment, gold prices have performed well this year. The international gold price has increased by 28.03%, outperforming many global stock indexes and commodities.

Recently, gold prices have entered a sideways consolidation phase, and gold ETFs have once again received net inflows of funds. Huaan Gold ETF, Asia's largest gold ETF, recently held more than 30 tons of gold, with a scale of over 12.4 billion yuan.

From an economic perspective, even after the vaccine is rolled out, the credit quality of industries such as accommodation and retail will be difficult to change in the short term, which may cause some industries to begin restructuring, and the future economy will be a slow growth process.

From the perspective of inflation, as industrial enterprises resume work, inflation will gradually pick up. With continued monetary easing, real interest rates are expected to decline further.

From a monetary perspective, the Federal Reserve is still relatively pessimistic about the progress of global economic recovery, and is likely to continue loose monetary policy for some time to come.

Judging from the latest Federal Reserve minutes, there is a high probability that the monetary environment will remain loose until 2021.