Calculation method of fund income
Fund rate of return refers to the fund's income in a certain period of time, which can usually be divided into daily rate of return, weekly rate of return, monthly rate of return, quarterly rate of return and annual rate of return. Its calculation method is: rate of return = (net at the end of the period-net at the beginning+dividends)/net at the beginning. Among them, the initial net value refers to the net value when the fund starts to calculate the income, the final net value refers to the net value when the fund ends to calculate the income, and the dividend refers to the dividend paid by the fund during this period.
For example, suppose a fund has a net value of 1 yuan at the beginning and a dividend of 0. 1 yuan at the end of the year, 2 yuan. Then the annual return of the fund is: annual return = (1.2-1+0.1)1= 0.3 = 30%.
Problems needing attention in the calculation of fund income
When calculating the fund income, we should also pay attention to the following points:
1. In addition to the fund's rate of return, it is also necessary to consider the fund's expenses and other factors to evaluate the real income of the fund.
2. The rate of return of the fund does not represent the future performance of the fund, and investors need to make a comprehensive evaluation to choose a suitable fund.
3. Different types of funds may have different calculation methods of their income, and investors need to know the calculation methods of different types of funds.
In a word, the calculation method of fund income is very important, and investors need to know different calculation methods to evaluate the risk and income of funds and make reasonable investment decisions.