Whether the fund is suitable for long-term holding needs to consider what kind of fund to buy and the risk preference of the subject. Funds include: index type, stock type, mixed type, bond type and currency type.

Personally, money funds and index funds are more suitable for long-term holding. First, the income is stable. Second, the overall stock market fluctuates greatly. Personally, I think it can be classified as lazy fund.

Equity funds fluctuate greatly, and they will have relatively rich returns in good years, but they will really want to cry when they encounter a plunge after 15.

Hybrid type and bond type are relatively between currency type and stock type.