Do what you can.
In the matter of education, we should do what we can and decide how much material life to give our children according to our own abilities. There are many ways to educate children. It is not necessarily that the more material you give, the better. Compared with blindly signing up for a pair of extracurricular classes, it may be more helpful to cultivate children's ability and interest in autonomous learning.
Prepare early
The earlier you start to prepare the children's education fund, the better. Time is the best weapon. If you make a fixed investment to prepare an education fund for your child from the moment your child is born, and deposit 1 1,000 yuan every month, assuming that the return rate of the fixed investment is 10%, then by the time your child goes to college, there will be 600,000 education fund accounts with a principal of 26,500 yuan. If you start saving at the age of 10, and you need to save 216,000 yuan in principal by the age of 18, then you need to save 2,250 yuan every month, and the education fund account is only 330,000 yuan.
Choose the right investment tool
Choosing the right investment tools will get twice the result with half the effort. When choosing investment tools, we should fully understand, including threshold, rate of return, risk and so on. Fixed investment of funds is one of the highly respected investment tools. If the child is young and the fixed investment cycle is long enough, you can pay more attention to the profitability of investment. If the fixed investment cycle is only a few years, they should pay more attention to the preservation of funds.
Be careful of your children and take care of yourself.
Of course, you should use your hard-earned money to give yourself a stable and comfortable old age. Leave some funds to prepare for your future pension, and at the same time reduce the pressure on your children in the future.