The fund replacement of Yu 'ebao will affect the income, because if the switching fund is replaced before 3 pm from Monday to Wednesday, 1 day will have no income; If you change funds after 3 pm, there will be no income for 2 days. Therefore, if investors want to change funds, it is best to change them before 3 pm from Monday to Wednesday, so that the losses will be less. At present, after the upgrade, Yu 'ebao can only switch freely among the four newly added funds, and cannot switch to Tian Hong Fund.