Generally, social security deductions are calculated by multiplying the paid wages by the payment rate. Different insurances have different payment rates. Pension insurance companies bear 20%, individuals bear 8%, and medical insurance units bear 8%.

Ten percent is borne, and the individual is responsible for 2%.

1. How are general social security deductions calculated? Social security deductions are: paid wages multiplied by the payment rate.

Social security payment ratio, taking the social security base of 3,000 yuan as an example (social security standards vary from place to place, for reference only): 1. Pension insurance: The company pays 20%, which is 600 yuan; individuals pay 8%, which is 240 yuan. 2. Unemployment insurance:

The company pays 1.5%, which is 45 yuan; individuals pay 0.5%, which is 15 3. Work-related injury insurance: the company pays 1.0%, which is 30 yuan; individuals do not pay 4. Maternity insurance: the company pays 0.8

%, which is 24 yuan; individuals do not pay 5. Medical insurance: the company pays 10%, which is 300 yuan; individuals pay 2% 3 yuan, which is 60 3 yuan. Social insurance is one of the most important components of the social security system.

Therefore, when discussing the history of social insurance, we cannot separate social insurance from social insurance protection.

Social insurance refers to a system in which the state compulsorily establishes a social insurance fund through legislation to provide necessary material assistance to workers participating in labor relations when they lose their ability to work or become unemployed.

Social insurance is not for profit.

Social insurance mainly raises social insurance funds, and coordinates and adjusts the social insurance funds within a certain range to provide necessary assistance to workers when they encounter labor risks. Social insurance provides workers with basic living security. As long as workers meet the requirements

The conditions for enjoying social insurance are that you have established a labor relationship with the employer or have paid various social insurance premiums in accordance with regulations, and you can enjoy social insurance benefits.

Social insurance is the core content of the social security system.

2. What is the social security payment base? The social security payment base refers to the wage base used by an enterprise or individual employee to calculate social insurance premiums. Multiplying this base by the prescribed rate is the social insurance premium that an enterprise or individual should pay.

The amount of the insurance premium.

The social security payment base in each region is linked to local average wage data.

It is determined based on the monthly average of all wage income earned by employees from January to December of the previous year.

It is determined once a year, and after it is determined, it will not change within one year. The time for reporting and adjusting the social security base is usually in July.

Enterprises generally use the total wages of their employees as the payment base, and half of individual employees use their average monthly wages in the previous year as the wage base for individual social insurance premiums.

In our country, the payment base is determined by the social insurance agency based on the employer's declaration and in accordance with the law.

Based on what has been said above, the cost of social security is borne by both the unit and the individual. Generally, deductions are determined based on different bases or different wages. However, for work-related injury insurance and maternity insurance, individuals do not have to bear it, so

, you can also consult more when handling it, and you don’t have to pay the expenses that you shouldn’t bear.