T+2 means that the funds will arrive in the account within two working days at the time of redemption. For example, T+2 redeems the fund on Monday, and the funds can arrive on Wednesday, Friday and next Tuesday.

Wealth management investment usually adopts T+2 arrival transaction, which arrives two working days later on the day of the transaction. For example, when trading stock funds, the funds will arrive on the second trading day of transaction registration. Most investors usually take T as the trading day, and t+2 means two days after the trading day, which must be a normal working day.