In closed-end funds, investors can only choose cash dividends, because the scale of closed-end funds is fixed and cannot be increased or decreased. Here, Bian Xiao will share with you how to choose high-quality funds for your convenience.
It is best for funds to buy unpopular or popular ones.
First of all, it depends on the situation since the establishment of the fund or in recent years. If this unpopular fund has been brilliant, but the recent market is relatively poor, you can consider the follow-up fund to start rebounding, because the fund is in a relatively low position at this time. If this unpopular fund has been falling for a long time, rising less and its performance has been poor, even if the fund is currently at a low level, it is not recommended to buy it because it is likely to be a bottomless pit. Unless investors are optimistic about the fund, they can consider it. After all, the future of the fund is unpredictable and ups and downs are possible.
But it should be noted that investment funds now need to charge a certain fee. The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate; The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate; The calculation formula of fund redemption is: redemption fee = redemption share × net value of fund unit on redemption day × redemption rate. Therefore, how much handling fee you want to charge can be calculated on time with the above formula.
It is better to buy unpopular or popular funds.
Although the attention of unpopular funds is not high, whether to buy them depends on the situation, because the fund is a highly volatile product, and now it is an unpopular fund, which does not mean that it will be an unpopular fund in the future. When looking at the fund, we should analyze it in the long run, not limited to the present.
When analyzing unpopular funds, we can refer to the situation of a fund since its establishment or in recent years. If this unpopular fund has been brilliant, but the market is relatively poor recently, you can consider buying it when the follow-up funds start to rebound, because the fund is in a relatively low position at this time.
If this unpopular fund falls for a long time, rises little and its performance has been poor, even if the fund is currently at a low level, it is not recommended to buy it, because it is likely to be a bottomless pit.
The ups and downs of unpopular funds are unpredictable. Buying an unpopular fund may not necessarily fall, but it may also rise. Therefore, when buying a fund, it is necessary to analyze the fund. First, we must understand the historical benefits and risks of the fund, and secondly, we must pay attention to who is managing the fund. Fund managers' decision on the variety and time of buying and selling has a great influence on the ups and downs of performance and their own investment ideas and ideas for fund operation.
How to select high-quality funds
Investors buy unpopular funds or popular funds, mainly depending on the actual situation of the fund, because the fund mainly depends on the rise and fall of the fund investment position to determine the net value of the fund. Moreover, a fund will not always fall, nor will it always rise. If it rises to a high point, it will still be called back. Whether to buy a popular fund or an unpopular fund depends on whether investors will seize the trading point.
Hot funds are hot funds, mainly because their investment trends are relatively good, and the recent rising market is relatively strong, while unpopular funds are mainly due to the downturn and more declines. Once the unpopular fund starts to rebound and rise, it may become a hot fund, and the serious decline of the popular fund may also turn it from hot to unpopular, so it is impossible to judge the quality of a fund by the standards of hot and unpopular.
Investors of popular funds can look at the performance of their funds and refer to their historical performance when choosing funds. If there is still room for growth, you can continue to hold it. If it has reached a high point and has a downward trend, it is best to sell it in time to avoid the reversal of returns. For unpopular funds, you can look at the fund withdrawal rate in past performance. When the withdrawal rate of the fund reaches the previous withdrawal rate, we can buy it, indicating that the fund may start to rebound and rise at this time.
Although fund investment seems simple, if you want to make a profit, you still need some investment experience. The most important thing is to learn how to seize the trading point.