Which investment tool is better depends on your investment objectives and risk tolerance.
If you want to invest conservatively and don't want to take too many risks, bank wealth management products may be more suitable for you.
If you are willing to take more risks and hope to get higher returns, the fund may be more suitable for you.
In addition, you need to consider the duration of your investment. Bank wealth management products usually have a fixed term, while funds have no fixed term and can choose to redeem them at any time. If you plan to invest for a long time, the fund may be more suitable for you, because you can choose a fund with stronger growth.
In short, the choice of bank wealth management products or fund investment depends on your investment objectives and risk tolerance, as well as your investment period. No matter which investment tool you choose, you need to study and understand its risk-return characteristics carefully to ensure your investment safety and maximize your income.
You can also configure it. This is not a multiple-choice question. How much configuration is the key.