Although the account income in June was in the red, there were indeed many problems in operation. I wanted to summarize and feel very frustrated. I was confused and frustrated at one time, so let’s take a small inventory.

In June, my income was positive, and both my stock account and fund account were positive. It can’t be considered a failure. Of course, the main reason was that the market rose.

I am quite satisfied with the rate of return of the fund account, which shows that it outperforms nearly 90% of the financial friends across the country. The absolute return value is not much, after all, the principal is limited.

However, I am also satisfied. This satisfaction is mainly due to the fact that I am a lot "lazy" in terms of operations. After doing several reductions in positions in January, I only reduced my positions once in early June. At other times, I have been making fixed investments as planned, and I have never invested in the fund again.

No matter what stupid behavior you do, selling high and buying low, you can only get a good return rate of 5 or 6 months.

Logically speaking, I shouldn’t have reduced my position this time in June. I held 3 stocks, which had been rising for many days, so I was ready to reduce my position. But then I thought about it and only reduced my position. Facts have proved that I should increase my position at this time.

position instead of reducing it.

In the future, I will always insist on doing less operations and talk about taking profit when the target value is reached.

Funds must adhere to long-termism. The market in the past two years has fully taught me this truth, and I am moving in the right direction.

My income from stocks this month is also red, but the floating profit is less than 2,000. The absolute income seems to be higher than that of the fund, but the rate of return is much lower than the fund, because the bulk of my principal is here.

Big A has been rising for more than two months since it bottomed out at the end of April, but I am still one step away from getting my money back.

The reason why I am dissatisfied this month is that the account could have easily repaid the capital, but due to excessive operation, the income was reduced and the capital could not be repaid.

The specific tricks are as follows: 1. I couldn’t resist the temptation to buy an oil stock at a high point. Before I bought it, I told myself that it didn’t matter if it went up or down, it would only be these 5 lots. After I bought it, the stock price kept falling, but I still couldn’t hold it back.

I increased my position to 16 lots and then kept trading sideways. I realized that I had become a taker and cleared my position on July 1st.

I lost more than 2,700 on this stock, which greatly reduced my income in June.

This lesson is enough for me to remember for a year!

If you want to obtain more stable returns in the market, you must understand what can and cannot be learned.

2. In May and June, I reduced my position in a leading construction machinery stock. In late June, this stock began to see a long-awaited rise. It rose by nearly 5 points on July 1!

Before the rise in June, I had always wanted to cover up the previously reduced positions, but after various hesitations, I ended up not filling up. After the rise, I only felt regretful.

I'm just glad that I still have a small bottom position. If there is a decline later, I still have to seize the opportunity to cover my position, because the stock price is still low, the risk is not high, and it is suitable for medium and long-term holdings.

3. There are other small position operations in some ETFs. Looking back, most of them are irrational and reduce some of the returns.

I just want to say that I want to chop my hands here.

I am always too emotional and too little rational, which is not a good phenomenon.

For ordinary people like me, since stock trading is not my main business, I don’t need to master too much professional knowledge. It is enough to only know what I need to know.

The stock market doesn't require me to be smart, but it does require me to be a "understanding person".

What a painful realization.