0 1. A natural person with more than 2 years of investment experience and a family financial net asset ratio of less than 3 million.
02. A natural person with more than 2 years of investment experience and a family financial net asset ratio of less than 5 million.
03. A natural person with more than two years of investment experience and an average annual income of not less than 400,000 in the last three years.
04. A legal entity with a net asset of not less than 6.5438+million in the latest year.
05. Qualified investors who comply with laws and regulations and other private placement products.
Only qualified investors can buy trust plans.
If it meets a qualified investment requirement, you can choose your favorite trust plan through the wealth centers, banks, brokers and third-party financial institutions set up by the trust company, and then enter the purchase link after confirming the trust products. The purchase process of trust products is as follows:
First of all, investors need to go to official website, the trust company where the trust product is issued, or the official WeChat, trust company or wealth center to verify whether the trust product really exists, and then they can subscribe for the trust plan after confirmation.
Investment confirmation subscription trust plan, signed a trust purchase contract with the trust company. It should be noted that when signing a trust contract, you must personally confirm the name, fund, purpose, payment account, risk, disclosure terms, disposal terms after breach of contract, whether to set up an investor meeting, etc.
Signing details: When signing a trust product subscription contract, double entry is generally adopted to protect the rights and interests of qualified investors. The trust company will record and video the signing process of the contract, confirm the identity of the investor, clarify the amount of funds purchased by the investor and the expected rate of return, introduce the way of using funds in the trust plan and the main risk prevention and control measures, remind investors of potential risks, and ask investors whether the source of funds is legal and whether the trust is signed by themselves.
In addition, investors should pay special attention to transfer and remittance, which must be carried out through their own accounts and cannot be paid by others. The name of the transfer account is generally the full name of XX Trust Company or the name of the trust plan project.
Special reminder: Don't close the trust account during the trust share holding period, because the trust company will directly transfer the principal and income to the account when the trust products are paid at maturity.