It is mainly established to ensure the basic life of wage earners after unemployment, and its coverage includes the labor force.
Most members in the application process. Therefore, in determining the scope of application, the insured units should be regardless of departments and industries, regardless of the nature of ownership, and their employees should be regardless of the form of employment, regardless of their hometown towns and rural areas. After the dissolution or termination of labor relations, as long as they meet the conditions, they have the right to enjoy unemployment insurance benefits. Analyzing the changes of the scope of application of unemployment insurance in China, it shows a trend of gradual expansion, from four categories of people in state-owned enterprises to seven categories of people in state-owned enterprises and employees, and then to all enterprises and institutions in cities and towns and their employees stipulated in the Unemployment Insurance Ordinance, which fully embodies the principle of universality.
Characteristics 2 of unemployment insurance fund: mandatory
It is enforced by laws and regulations formulated by the state. According to the regulations, units and their employees within the coverage of the unemployment insurance system must participate in unemployment insurance and fulfill their payment obligations. According to relevant regulations, units and individuals that fail to fulfill their payment obligations shall bear corresponding legal responsibilities.
Characteristics of unemployment insurance fund: mutual assistance
The unemployment insurance fund mainly comes from social fund-raising and is shared by units, individuals and the state. The payment ratio and payment method are relatively stable. The unemployment insurance premiums raised are all included in the unemployment insurance fund, regardless of the source channel and the nature of the payer, and are uniformly dispatched and used in the overall planning area to play the role of mutual aid. State-owned enterprises, collective enterprises, foreign-invested enterprises, Hong Kong, Macao and Taiwan-invested enterprises, private enterprises and other enterprises and institutions covering cities and towns must participate in unemployment insurance and pay unemployment insurance premiums according to regulations. Employees of the above-mentioned units should also pay unemployment insurance premiums according to regulations, and they can enjoy unemployment insurance benefits after unemployment. Whether social organizations and their full-time staff, private non-enterprise units and their employees, individual industrial and commercial households with employees in cities and towns and their employees participate in unemployment insurance shall be determined by the provincial people's government.