The amount of deed tax payable per unit (the tax basis is the total house price).

First suite ≤ 90m21%

& gt90m2 1.5%

Second suite ≤ 90m21%

& gt90% 22%

Three suites and above 3%

Non-residential properties (such as cars)

A, apartments, basements, 3%

Business, office buildings, etc. )

2. Housing maintenance fund

Deposit standard of house maintenance funds: 162 yuan/m2.

3, housing property registration fee

4. Area price difference: settled according to the commercial housing sales contract, but the absolute value of area error ratio is within 3% (including 3%).

5. Stamp duty on licence, 5 yuan/Ben; Manufacturing cost: 10 yuan/copy.

6. Property fee: from the date of employment, it shall be borne by the purchaser.

Three books, one form and one certificate (residential quality guarantee, construction project quality confirmation, residential instruction manual, real estate development and construction project completion comprehensive acceptance certificate, completion acceptance record form). ) completed, reach the delivery standard.

7. Other expenses:

Heating cost: it depends on the heating mode and specific price of the community. Water and electricity charges: Generally, there will be a separate card, and the owner only needs to recharge it.

Parking fee: Some owners need to buy residential parking spaces, and this fee is aimed at the owners who buy parking spaces. These expenses are generally incurred after the actual check-in, and the payment varies from person to person.

The calculation method of mortgage commercial loan interest rate is:

Loan interest = loan amount * loan interest rate * loan term = loan amount * days * daily interest rate = loan amount * months * monthly interest rate = loan amount * year * annual interest rate.

commercial loan interest rate

The People's Bank of China issued a notice on March 20 1 May, lowering the benchmark interest rates of RMB loans and deposits of financial institutions. The benchmark interest rate for one-year loans of financial institutions is lowered by 0.25% to 5.35%; The benchmark interest rate for one-year deposits is lowered by 0.25% to 2.5%.

The benchmark interest rates for deposits and loans of other grades and the interest rates for deposits and loans of individual housing provident fund shall be adjusted accordingly. The adjustment of interest rate is decided by the central bank, and commercial banks will generally adjust the loan interest rate for you once a year.