The three lines on the OTC fund chart represent the income line of the fund, the similar average line of the fund and the performance baseline respectively. Generally, OTC funds are based on the Shanghai and Shenzhen 300 Index. These three lines can be seen as follows: the net value line of the fund, that is, the income line: generally represented by a blue line, indicating the rate of return of the fund at a certain stage. For example, the fund is 50% of the past 1 year, that is, if you buy 10000 yuan and hold 1 year, you get 5000 yuan. The higher the general rate of return, the stronger the ability of fund managers. Similar mean line: generally represented by green line, which is to compare this fund with funds in the same industry. If it is at the industry average, it shows that the rate of return of this fund exceeds the industry average. Performance benchmark: track an index or use a unique calculation formula as a performance benchmark. If the performance of the fund exceeds the performance benchmark, the rate of return is still relatively good. If there is no hype, the performance is average.

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1. If the performance trend line of the fund exceeds the trend of the other two lines, it means that the performance of the fund is excellent, far exceeding that of similar funds and indexes; on the contrary, it means that the fund is far worse than other similar funds and indexes. Need to be reminded that the performance trend of the fund can not only look at the short term, but also look at one year or several years. Temporary lag or temporary lag does not mean that the enterprise is not good, but only that it is not good during this period.

There is no so-called best time to buy and sell funds, because no one can guarantee whether the funds held tomorrow will go up or down. For people who have no market investment experience, it is generally not recommended that you pursue too high a return, because the risks behind it are great, and you should leave in time after making profits. After the fund is bought, it can set a profit point and sell it when it reaches the profit point. However, the time to reach the profit point is not fixed. For example, it reaches the profit point in 6 months, sells in 6 months, reaches the profit point in 1 year, and holds 1 year for sale. The selling time is related to the set profit-taking point. It is suggested not to set it too low or too high, so as not to cause the fund not to be sold or affect the income.