Don't step on these three pits.

Look at the novice! !

1. Don't blindly believe in fund rankings.

Fund ranking is only for historical performance and only represents past data. Don't expect the champion fund in the last cycle to win the championship in the next cycle.

Therefore, the fund ranking can only be used as a reference. As a novice, don't judge heroes blindly by ranking, but make comprehensive judgments. Looking at the ranking to buy funds is a big pit, and novices can easily fall into it.

2. Avoid buying funds that skyrocket in the short term.

If the fund rises sharply in the short term, don't touch it, it will take a long time to get rid of it.

When the market is good, some popular funds do have good gains, but can they guarantee long-term gains? No, because the value of the assets invested by the fund is limited for a period of time, and its price cannot deviate too much from the value, so it cannot rise for a long time.

3. Don't just look at the word-of-mouth of the fund manager when buying a fund.

Novices who buy funds are easily influenced by fund managers. If they think this fund manager is famous, the performance of the fund he manages must be very good, which is not positively related.

Some fund companies are keen to build star fund managers, so many people will be attracted by his fame and fund sales will be easy, but in fact, their performance is not so good.