Qianhai Zunxiang No.2 is a product with a fee change, and the interest is negligible for many people. In two years, there will be a return of about 4. 1, that is, the principal of 1 10,000 yuan, which can be redeemed in two years 10820 yuan. There is no handling fee, which is a good product for many rural people who have no chance or idea to get in touch with financial management. Especially at present, interest rates have been lowered many times. So think about cheating. Banking supervision checks every day, and 1 1 month is double-recorded. Don't call insurance a lie. You can understand the meaning of its existence under contact and understanding.

My humble opinion.