Short-term funds can buy money market funds, the rate of return is not too high, but you can make a steady profit without losing money. Online banking can open a fund account online and purchase directly.

20 1 1, CBRC officially stopped the short-term wealth management products of banks within 30 days, and the huge short-term wealth management demand did not match the products. At this time, the fund company took the opportunity to take Huitianfu and Huaan as pioneers and take the lead in entering the short-term financial market. Among them, Huitianfu 30-day wealth management fund, 60-day wealth management fund and 14-day wealth management fund are the earliest in China. Their great success kicked off the development of short-term financial management funds.

Investors should be screened according to their own liquidity needs. If liquidity requirements are high, they should choose money market funds. The other is the requirement for yield. Short-term wealth management products are basically low-yield and low-risk varieties, but there are also income differences among varieties. Generally speaking, varieties with higher expected returns are relatively more risky. In addition to the comparison of liquidity and yield, investors also consider the comparison of redemption rate and the screening of potential risks.