Bank pre-payment is not stolen. This consumption function has nothing to do with individuals.

Because the main business handled by this system is the business between banks and UnionPay, it mainly includes reporting between the bank's internal exchange platform and the UnionPay exchange system.

At the same time, abnormal transactions will be handled to ensure the integrity of online transactions.

Because CCB time deposits have different methods, each method has different interest rates, which are calculated based on the deposit interest in 2020.

The one-year interest rate for lump-sum deposits and withdrawals is 1.75%, and you will earn 8,750 yuan in interest after depositing for one year.

The last method of depositing money, fixed deposit and deposit, will be implemented with a 40% discount on the same interest rate for lump sum deposits and withdrawals, so after calculation, you will get 5,250 yuan.

1. What do I think about this kind of deposit?

500,000 is also a large amount of money. Although it is the safest thing to deposit it in the bank, I think the interest rate is really too low.

You can definitely put part of it into Yu'E Bao. Most of the funds in Yu'E Bao have an interest rate of about 2%. If you put 500,000 in Yu'E Bao for a year, you can get at least 10,000 yuan in interest.

You can get 27 yuan every day, use it whenever you want, which is much more convenient than depositing it in the bank.

However, this behavior is risky, because Yu'e Baoding is not a bank. If it collapses, it means that all the money in it will be lost.

2. How to withdraw the time deposit of China Construction Bank? 1. Normal withdrawal at maturity: If you withdraw the time deposit by yourself, you only need to bring your personal ID card and deposit receipt to a China Construction Bank business outlet to withdraw the funds; if you entrust others to handle it, you need

Prepare your ID card and power of attorney and go to the business outlet to withdraw the deposit.

2. Advance withdrawal: When handling the advance withdrawal of Construction Bank time deposits, you cannot entrust others to handle it. You must bring your ID card to a bank business outlet to handle the withdrawal.