It is necessary for small partners who participate in investment to fully understand their investment behavior and investment income before investing, because this can roughly estimate their investment cycle and investment income, and you can also estimate your investment risk according to relevant data. At present, the mainstream investment methods in the market are bank fixed income financing and fund products. No matter which financing method is adopted, you need to comprehensively judge whether the current financing method matches your investment strategy.

First, let me help you estimate how much money you can earn in nine months.

If you invest 1000 yuan every month, then the amount you invest this month is 9000 yuan. Because the annualized comprehensive interest of the products you have invested has reached 10%, the annualized interest this month is basically maintained at around 7.5%. Let's put aside the time difference behind the fixed investment. The money you can theoretically earn is 9000 yuan? 7.5%, so the final amount is 506 yuan. Of course not, because only you can get an annualized income of 7.5% in the month of 1, and then it will decrease every month.

Second, you can build a data model.

For the small partners who want to participate in the fixed investment, they can make relevant data models according to the amount and period of their fixed investment, and comprehensively evaluate their risks and benefits in this way. It is a professional concept at present. You can express your income as a function and your investment risk and return as a percentage.

Third, you also need to evaluate market fluctuations.

Although you can now estimate that the annualized rate of return is about 10%, the actual monthly trend may not be so stable. In other words, most wealth management products actually have certain volatility. In the first 10 month, you may have a negative return for 9 months and a positive return for the last month. It is also possible that the early returns are positive and the late returns are all negative, so I think you need to fully consider the market fluctuations in order to obtain a relatively accurate return on investment.