1. Changsha Bank-Tax e-financing application amount: the maximum amount is 1 million yuan. Loan period: the one-time credit limit is valid for up to 12 months, and the maximum period for a single loan is 6 months. Application method: full The application process is online. Application conditions: 1. The loan enterprise or the enterprise operated by the lender is a normal taxpayer of the local tax agency; 2. The enterprise has paid taxes normally for more than two years, and the total tax paid in the previous 12 months (including value-added tax, income tax, and consumption tax) More than 20,000 yuan, no negative tax payment records, and a tax rating of A or B.
2. Bank of Chengdu-Bank-Shuitong application conditions: Enterprises only need to provide two years of tax payment certificates. Application amount: credit loan of up to 2 million yuan. Loan interest: interest rate 10%~16%. Application method: You can apply at your local branch.
3. Weihai Commercial Bank-Tax e-financing application conditions: 1. All residents in this city who have full capacity for civil conduct, have paid taxes normally for more than 2 years, and the total tax payment in the past 12 months is not less than RMB 10,000 Yuan; 2. Individual industrial and commercial households and small and micro enterprise legal persons with no bad tax payment records, tax credit of Class A, B, or temporarily no tax credit rating record; Application method: fully online, fully automatic, and you can apply on the official website.
5. Bank of Guilin - Happy Loan Application amount: 1 million yuan loan amount Loan interest: 8% annual interest rate Application conditions: 1. Aged 20-55 years old, with Chinese nationality. 2. The legal representative or absolute controlling shareholder of small and micro enterprises in Guangxi; 3. No bad records in taxation, credit reporting, and judicial affairs; paying taxes in full for one consecutive year, and having an enterprise tax rating of C (inclusive) or above. Application method: Download the Bank of Guilin app on your mobile phone to register and apply.
6. Harbin Bank-Golden Tax Easy Loan Application amount: The maximum credit limit can reach 5 million yuan Loan period: The maximum credit period is 3 years Application conditions: 1. Pay taxes continuously and normally in the past 2 years. 2. Good credit status.
3. The legal representative or actual controller of the enterprise has a fixed residence in the location of the branch, and meets at least one of the following conditions: 1. Has a household registration in this city; 2. Owns real estate in this city (either spouse can apply) Application method: Apply on the bank’s official website