2. For the risk-neutral working class, different proportions can be set in different investment tools with high, medium and low risks to achieve the effect of seeking advantages and avoiding disadvantages. Of course, you can also invest your funds mainly in bonds and hybrid funds with medium risk, so that you can concentrate on analyzing more concentrated varieties and get higher returns.
3. Risk-averse investors can buy treasury bonds, bond funds and monetary funds on the one hand, and choose financial institutions with good social and economic benefits such as securities companies, fund companies and banks to invest in aggregate securities on the other hand according to various annual reports and assessment results.
4. Relatively speaking, compared with other low-risk wealth management products, money market funds have obvious advantages in investment threshold and liquidity, which can meet the comprehensive requirements of investors who prefer low-risk wealth management products for high liquidity and income stability. Analysts pointed out that money market funds will continue to be the first choice for this group of people.