In the past 2020, the average return rate of equity funds was 42.89%, and that of hybrid funds was 46.67%. In the domestic fund market, the average increase of active stock funds for three consecutive years has not happened, and 202 1 year has arrived. On the one hand, people expect the fund to maintain good income performance, on the other hand, they are worried about the risk of shrinking income. In this context, it is even more important.
For the current year of 202 1, reduce the expected return appropriately and keep a rational attitude. In theory, no one can accurately judge the short-term ups and downs of funds. In order to obtain good fund returns, it is necessary to make plans and plans for holding funds for a long time.
1. Replace one-time investment with fixed investment or bulk purchase.
In the early stage of bull market, you can get higher returns by choosing one-time investment. In other cases, it is recommended to make a fixed investment or buy in batches. Fixed investment of funds can prolong the holding time of investors' single funds and improve the probability of fund profit.
2. Pay attention to the balanced allocation of funds
When some industries are booming, heavy positions in these popular theme funds can bring more significant benefits, but at present, it is necessary to consider reducing the offensive nature of the portfolio and increasing the defensive nature of the portfolio.
The market is unknown, and time can effectively smooth market fluctuations and obtain long-term benefits.
I hope it helps you!