Will the fund calculate the income when buying on the same day?
number
Funds generally implement the trading rules of T+ 1 For the fund bought on the same day, the fund company will confirm the fund share on the next trading day before calculating the income, that is, the fund bought on the same day will calculate the income on the second trading day, instead of calculating the income on the same day.
What investors need to know here is that funds bought before 3 pm on the same day are calculated according to the net value of the fund at the close of the day, and the income is calculated on the second trading day; For funds bought after three o'clock in the afternoon, the share is calculated according to the net value of the fund on the next trading day, that is, the income is calculated on T+2.
For example:
Suppose investors buy the fund before Monday 15:00, then they will confirm the share on Tuesday and start calculating the income. However, if they buy the fund on Friday night with a weekend in between, they won't start to calculate the income until next Tuesday. If they buy the fund before Friday 15:00, they will start to calculate the income next Monday.
How to calculate the fund income?
Fund income = (current fund net value-net value when purchasing this fund) * See fund share-handling fee.
For example:
Suppose that the net value of an investor when purchasing a fund is 1.45 yuan, and the current net value of the fund is 1.56 yuan, holding 1, 000 shares. Without calculating the transaction costs, it can be calculated that the income of investors from selling this fund is: (65,438+0.56-65,438+0.45) *
Generally speaking, investors do not need to manually calculate the income of the fund. Investors can directly query the holding income or accumulated income in the trading software. If investors still hold some unsold funds, the handling fee for selling these funds will be deducted from the holding income or accumulated income.