The rise and fall of funds are generally determined by the stock market, which is usually influenced by many factors such as policies, economic situation, investor psychology and so on. However, the financial assets invested by different funds are different, and the final ups and downs may be different. Therefore, we should pay attention to the various assets purchased by funds when investing in financial management.

Users can choose different types when investing in funds, such as stock funds, bond funds, mixed funds, money market funds, futures funds and so on. The risks faced by different funds here are different. Users should fully consider their ability to take risks when choosing.

：

First, we should pay attention to arranging the proportion of fund varieties according to our own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.

Second, be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.

Third, pay attention to the later maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.

Fourth, pay attention to buying funds, and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.

Fund operation skills

1, look at the market outlook before operation: whether the fund investment can benefit mainly depends on the development of the market. For example, before redeeming the stock fund, you can predict whether the future development of the stock market will be a bull market or a bear market. Then decide whether to make a redemption choice and judge the timing;

2. Risk conversion: Changing a high-risk fund into a low-risk fund is also a reasonable redemption, just like converting a stock fund into a money fund. The conversion fee is often lower than the redemption fee, while the money fund is less risky, equivalent to cash, and the income is higher than the current interest;

3. Regular fixed redemption: Like regular investment, regular fixed redemption can not only carry out daily cash management, but also stabilize market fluctuations. Regular redemption is a redemption method that matches regular investment.