For long-term fixed investment of 1 or above. 10 years, you should choose a fund with stable income. Funds like China Post are too radical: when the market is good, they double every year, and when the market is bad, they all fall back. Therefore, I think that in the long run, we should choose the funds of large fund companies with good performance in the past three to five years, such as Huaxia Fuxing, whose income in the past three years is as high as 56%. Looking at hundreds of domestic funds, there are less than three funds with a three-year income higher than this. Unfortunately, I have stopped subscribing now, but I just can't buy it. Only small and medium-sized Golden Eagle can be selected, and the income in the past three years has reached 39.55438+0%. This can be a fixed investment.

Warren Buffett only recommended one investment product, that is, index fund. I think SSE 50ETF or Harvest 300 are all good.

3. In addition to the stock index, bond funds can also be selected in the portfolio, with an average annual return of 5- 10%, with little risk and little return, but stable. I like the partial debt hybrid fund Xingquan convertible bonds at 34,0001,with little fluctuation, but the annualized rate of return really exceeds 10%. In fact, you can also consider the money fund, which is equivalent to the income of time deposits, but compared with time deposits, it is more liquid, that is, it can be redeemed when you need money, and there is no handling fee. 2-4% annual rate of return.