According to the inquiry, we can learn from Caijing.com that the security of funds is an important consideration when investors choose brokers or funds. The funds of brokers are safer, because brokers are financial institutions regulated by the government, and the funds are regulated, so investors can invest with confidence. However, the fund's financial security is low, because the fund is an investment group composed of multiple investors, and investors may face the risk of being owed funds by investors.