Housing provident fund cannot be used to buy a car, and buying a car is not within the scope of the provident fund. It should be noted that the provident fund can generally only be used for:

1. Purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the housing loan;

3. Houseless households pay rent beyond the prescribed proportion of family income;

4 families who enjoy the minimum living guarantee or are poor due to major accidents or major diseases shall be given family subsidies.

Migrant workers leave the city, move out of the city, completely lose their ability to work, terminate their labor relations with their units, leave the country to settle down, retire, die or be declared dead, etc. They can also withdraw their accounts for daily consumption.

If customers want to buy a car and have insufficient money, they can apply for a car loan directly from a bank or an auto consumption finance company, or they can buy a car by credit card. Generally speaking, as long as customers maintain good personal credit, have a stable and legal source of economic income, and have the ability to repay the principal and interest of loans on time, they will certainly be able to do it smoothly.

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