1. What materials are needed to apply for student loans

Generally, there are two kinds of student loans that we often apply for: national student loans and student-origin student loans. 1. Matters needing attention in applying for national student loans: 1. Applicants for national student loans are full-time undergraduate, junior college students and graduate students who have China nationality and hold Chinese resident ID cards in institutions of higher learning in China (excluding Hong Kong Special Administrative Region, Macao Special Administrative Region and Taiwan Province region) who are really in financial difficulties. 2. Conditions for applying for a national student loan: full capacity for civil conduct (minors must obtain written consent from their legal guardians); Honest and trustworthy, law-abiding, no illegal acts; Study hard and be able to complete their studies normally; Due to family difficulties, the income earned during the school period is not enough to pay the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies; Approved by the school; Meet other conditions stipulated in the General Rules for Loans published by the People's Bank of China. 3. Materials for applying for the national student loan: provide the necessary information about the economic situation of myself and my family (generally including my written application, family economic situation questionnaire, proof of difficulties at street or township level or above, guarantor's guarantee and my actual performance, etc.), promise the terms of responsibility for repayment, and provide a guarantor for repayment. 4. Procedures for applying for national student loans: Banks do not directly accept student loan applications. Students who apply for loans must apply for loans to the designated department of their school within 1 days before and after the start of the new school year with their valid certificates, and receive and truthfully fill out the Application Form for National Student Loan, the Commitment Letter for Applying for National Student Loan and other relevant materials. 5. The repayment form of the national student loan: before the students graduate, they will be paid off in one time or several times; After graduation, all the loans will be paid back to the loan issuing department by their work units; After the expiration of the probationary period, the graduates will be deducted from their wages month by month within two to five years; For students who have borrowed money, if they are expelled from the school, ordered to drop out of school or the students voluntarily drop out of school because they violate the national laws and school discipline, the parents of the students should be responsible for returning all the loans. Note: the national student loan and the student source credit student loan cannot be applied at the same time. 2. The conditions for applying for the student source credit student loan 1. The lender has full capacity for civil conduct; Honest and trustworthy, law-abiding. 2. Freshmen or students who have been formally admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list of which is subject to the announcement of the Ministry of Education) and have obtained a true, legal and effective admission notice. 3. The borrower, * * * and the borrower's pre-school household registration and their parents' (or other legal guardians') household registration are all in the county (city, district). 4. Families with financial difficulties meet one of the following characteristics, and provide corresponding proof materials: (1) Poor households in rural areas and low-income households in cities and towns (proof materials: passbooks with low guarantees and low-income allowances in urban and rural areas or poverty proof materials issued by township civil affairs offices and neighborhood committees). (2) Orphans and families with disabilities (certification materials: orphan certificate, disability certificate or certificate of township civil affairs office and neighborhood committee). (3) Suffering from natural and man-made disasters, resulting in heavy losses, unable to afford the students' fees (certification materials: certificates from township civil affairs offices and neighborhood committees). (4) Family members suffer from serious diseases (proof material: diagnosis certificate of hospitals at or above the county level). (5) The creator of the family's main income loses the ability to work for some reason (proof material: the certificate of the township civil affairs office and the neighborhood committee). (6) Single-parent families with no stable income (certification materials: certificates from township civil affairs offices and neighborhood committees). (7) Families with both parents or one of them unemployed (certification materials: certificates from township civil affairs offices and neighborhood committees). (8) The total cash income of the family in the previous year was less than 8, yuan (proof material: the certificate of the township civil affairs office and the neighborhood committee). Two, the loan amount per person/year is not less than 1 yuan, not more than 6 yuan; The application amount cannot exceed the total tuition and accommodation fees. Iii. Materials to be Submitted for Applying for Student-origin Credit Student Loan 1. When freshmen apply for a loan in 21, they shall submit the following materials: (1) Application Form for Student-origin Credit Student Loan of China Development Bank (electronic form copied by U disk, 2 original paper copies). (2) The borrower's household registration book and valid ID card (show the original and hand in 2 copies). (3)*** with the borrower's household registration book and valid ID card (show the original and hand in 2 copies). (4) The borrower's admission notice (show the original and hand in 2 copies). (5) Proof of family financial difficulties (one original and one copy each). (6) Bank card discount handled by the borrowing student at the local postal savings office (show the original for checking and hand in 2 copies). 2. When college students apply for loans for the first time, they shall submit the following materials: (1) Application Form for Student-origin Credit Student Loan of China Development Bank (electronic form copied by U disk, 2 paper originals). (2) The borrower's household registration book and valid ID card (show the original and hand in 2 copies). (3)*** with the borrower's household registration book and valid ID card (show the original and hand in 2 copies). (4) Application Form for Identification of Students from Poor Families in Colleges and Universities (1 original and 1 copy each).

second, what materials do you need to apply for a student loan?

loan certificate

1. The qualification identification of freshmen who have entered the school and those who have already started the student-origin loan in colleges and universities in provinces and cities has been completed by the local education authorities in advance. Students who have passed the pre-application examination must be issued with the provincial and municipal certification materials for opening the student-origin credit loan by the graduating middle school or university.

2. Students from provinces and cities who have already started the student-origin student loan,

Identification materials:

1. Borrowing students and * * * ID card guardians of the same borrowers can also use military or armed police cards as valid documents).

the original and photocopy of the letter of admission. Students should present the original and photocopy of their student ID cards.

Extended information

Notes on student-origin loans:

1. Frequency of signing loan contracts: For the sake of law, the Development Bank stipulates that student-origin student loan contracts should be signed once a year. When signing the loan contract for the first time, the borrower and * * * must

2. When signing the loan renewal contract, either the borrower or * * * and the borrower can handle

3. The borrower: * * * and the borrower's mother or legal guardian, and the household registration must be the same.

4. If * * * is not a parent of the borrower, the age must be in paragraph 2. If the borrower is over 6, please replace * * * with the borrower.

5. materials required for the initial application of student-origin student loan: sealed application form, ID card of the borrower and * * * and college admission notice (students holding student ID cards), and other materials required by the account center of the borrower and * * *.

(

Reference: Baidu Encyclopedia: Student-origin Student Loan)

Third, what materials are needed for the first student loan

First, what materials are needed for the first student loan? 1. The original ID card and household registration book of the borrower and the borrower; 2, parents and other immediate family members agreed to apply for a loan in writing; 3. Proof of family financial difficulties; 4, the national student loan application form; 5. Admission notice or student ID card; 6. Other materials specified by the loan bank. Second, apply for a student loan (1) Students apply. Students apply to their school institutions within the specified time, receive the National Student Loan Application Approval Form and other materials, fill them out truthfully and completely, and prepare the relevant certification materials to be returned to the school's national student loan agency. The materials to be submitted include: (2) The school institutions conduct the preliminary examination of loans. School institutions organize students to apply for loans and accept students' loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center. School institutions shall examine the qualifications of the national student loan application materials submitted by students and be responsible for their completeness, authenticity and legality. (three) the handling bank for loan approval. The handling bank shall complete the examination within 2 working days after receiving the Information Form and application materials submitted by the school. If there are any mistakes or omissions, the school will be asked to make corrections or supplements. The review of the handling bank shall be completed within 15 working days after receiving the true and complete application materials submitted by the school. Within 5 working days after the completion of all the examinations, the handling bank will compile a unified roster of students who have passed the examination and send it to the school together with the blank loan contract and the iou. (4) signing loan contracts with students. After the loan application is approved, the school will complete the work of organizing students to fill in and sign loan contracts and IOUs within 1 working days according to the roster of loan students provided by the handling bank, and submit it to the handling bank. V. Issuance of loans. Third, what conditions are needed for the student source to apply for a student loan? (1) Handling conditions: If you are a freshman, it depends on what university you are admitted to. Colleges and universities are subject to the annual list published by the Ministry of Education, including full-time undergraduate colleges, higher vocational schools and junior colleges. Log on to the student loan information network of China Development Bank, and you can find qualified universities. If you are a student, it still depends on what college you are attending. Undergraduate students, graduate students and second bachelor students in full-time colleges, higher vocational schools and colleges. What needs to be understood is that students studying in colleges and universities may not apply for student-origin loans at the same time if they obtained national student loans in colleges and universities that year. To apply for a student-origin student loan, the following conditions must be met: 1. The student has received an admission notice from a university or is a student in a university; 2. The student's household registration before entering the school and the household registration of the borrower are in this district and county; 3. Students didn't get other student loans in that year; 4. The student's family is in financial difficulties (relevant certificates are required). (2) Materials required for handling student-origin student loans: 1. Proof of family financial difficulties issued by the village committee or neighborhood office; 2. Original and photocopy of the college admission notice; 3. Original and photocopy of ID cards of students and parents (or other legal guardians); 4. Household registration book (or household registration certificate issued by township/street police station). If you are a former student, you need to provide the following information: 1. Proof of family financial difficulties and failure to apply for loans issued by your university; 2. The original and photocopy of the student ID card; 3. Original and photocopy of ID cards of students and parents (or other legal guardians); 4. Household registration book (or household registration certificate issued by township/street police station). Legal Basis Article 26 of the Vocational Education Law of the People's Republic of China The State encourages, guides and supports enterprises and other social forces to establish vocational schools and vocational training institutions according to law. Local people's governments at all levels take measures such as purchasing services, providing students with student loans, scholarships and other measures to support vocational schools and vocational training institutions organized by enterprises and other social forces according to law; The non-profit vocational schools and vocational training institutions can also take government subsidies, fund incentives, donations and other support measures, and give appropriate subsidies with reference to the relevant funding standards and support policies of similar public schools at the same level. Article 1 of the Regulations of the Ministry of Education on Student Loans The application conditions for student-origin credit student loans are as follows: ① having Chinese nationality; 2 Honest and trustworthy, law-abiding; (3) Freshmen who have been formally admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list of which is subject to the announcement of the Ministry of Education) that have been approved to set up and implement higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice, or undergraduate students, second bachelor's degree students and graduate students studying in colleges and universities; (4) Students' pre-school household registration and their parents' (or other legal guardians') household registration are all in the county (city, district); ⑤ The family is in financial difficulties, and the income they can get is not enough to pay the basic expenses needed to complete their studies at school.