For many people, they may only be able to buy one house in their lifetime, but many of them are novices, so they don't know how much they have to pay to buy a house. Besides the room rate, what other expenses do we need to prepare, so as not to be prepared by then?

1. What do you need to pay for buying a house?

1. In the process of real estate transaction, whether it is a new commercial house or a second-hand house, we need to pay certain taxes and fees to the state, including deed tax, business tax, personal income tax and so on. Among them, the proportion of deed tax is relatively high, generally reaching 1%~3% of the house price. The reason why there is such a big price difference is mainly based on the area of the house and the specific situation of buying a house, and it can be adjusted within this range.

2. After paying taxes and fees, I got the real estate license and lived in the community. After handing over the house, I need to prepare the property fee. Generally speaking, it is necessary to pay after the delivery of the house. After paying the property fee, the residential property company will serve you. For example, public facilities will be maintained, and daily rectification, including transportation, greening, sanitation, etc., are included. If you don't pay on time, you will receive the disposal of the property.

3. In addition, the maintenance fund needs to be paid, which is raised by all the owners. Generally, it will be paid after the house is handed over, and the maintenance fund is charged according to the ratio of 2% to 3% of the total house price.

second, is it appropriate to buy a house now?

1. If you are just in need, it is actually appropriate to buy a house at any time. As long as you have enough funds, such as down payment, you can borrow money from the bank and become a house slave in the future.

2. If you want to invest, we need to know about the national policies. After 19 years, China's real estate industry has undergone earth-shaking changes. Through various means of regulation, it will no longer rely on the real estate market to stimulate China's economic growth.

xiaobian summary: after buying a house, we need to understand that we should prepare a fee for paying taxes, as well as property fees and maintenance funds. The proportion of these expenses is still relatively high, and it will cost tens of thousands.