The new down payment policy for the second home:

1. Take the family as the unit, and if there is no mortgage record for the first time, the down payment will be 3%;

2. If you buy a house for the first time and have a mortgage record, including the situation that the loan for buying a house in a different place has been settled, you will pay a down payment of 5%;

2. There is already one house, regardless of whether the loan for this house is settled or not, or if the loan for purchasing a house in a different place is not settled, the down payment is 7%; Most banks do not grant loans to those who do not meet the regulatory policies.

the down payment ratio of second-hand houses needs to be comprehensively judged in combination with local housing purchase control policies and loan policies, such as whether it is the first time to buy a house, the number of houses purchased, whether there is a loan record, whether the loan is settled and other factors.

The new down payment policy for the second home:

1. Take the family as the unit, and if there is no mortgage record for the first time, the down payment will be 3%;

2. If you buy a house for the first time and have a mortgage record, including the situation that the loan for buying a house in a different place has been settled, you will pay a down payment of 5%;

2. There is already one house, regardless of whether the loan for this house is settled or not, or if the loan for purchasing a house in a different place is not settled, the down payment is 7%; Most banks do not grant loans to those who do not meet the regulatory policies.

the down payment ratio of second-hand houses needs to be comprehensively judged in combination with local housing purchase control policies and loan policies, such as whether it is the first time to buy a house, the number of houses purchased, whether there is a loan record, whether the loan is settled and other factors.

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