Is r2 risk level guaranteed?
Without capital preservation, R2-level financial management is a low-risk financial management, not a product with capital preservation and income protection. R2-level wealth management mainly invests in financial products with less fluctuation, such as deposits, bonds and interbank deposits.
R2-level wealth management products have less risk and lower corresponding rate of return, and are suitable for investors with conservative and steady risk tolerance. For products with the same risk level, the longer the term, the higher the yield.
What is the r2 risk level?
R2 risk level refers to the index to evaluate the fund risk level according to the relative relationship between the performance of the fund in the past five years and similar funds. Generally speaking, it is to compare the historical performance of the fund with similar funds. The more advanced the fund, the smaller the risk and the more backward the fund is.
As a risk rating indicator, r2 risk rating is reliable to some extent, but not absolutely accurate. As the risk level of r2 is only evaluated according to historical performance, the risk level of r2 may change when the market situation fluctuates violently or the fund management team changes. In addition, the r2 risk rating is only a part of the risk rating, and investors need to make a comprehensive evaluation in combination with other factors.