Legal subjectivity:

There are two accounts in the medical insurance card: personal account and overall account. If there is no money in the medical insurance card, it is actually that the personal account has no money, so you can pay for the medical treatment by cash and other payment methods. The co-ordination account is in charge of reimbursement. If the medical expenses paid reach a certain amount, the money will be transferred from the co-ordination account to the hospital. Legal objectivity:

Article 28 of the Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.

Social Insurance Law

Article 29

The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.