Legal analysis: it takes seven working days for Huzhubao to apply for a mutual fund. The 7th and 2nd1day of each month are the publicity days of cases. After the face-to-face interview is passed, it will be included in the latest list of publicity days, and the publicity period will be 3 days. After the publicity is completed, it will enter the case list of 14 or 28th of each month, and the mutual fund will be paid within 7 days after the sharing date. When applying for mutual assistance, members participating in the mutual assistance program need to submit relevant materials (including identity documents, disease diagnosis certificates, etc.). ), the case was publicized after investigation and review by the platform. After approval, all members of the mutual aid plan will share mutual aid. After mutual treasure is made public, it may not be possible to get mutual gold. The publicity of mutual treasure is mainly to let the members of mutual treasure supervise the cases that apply for claims. Only when no one questions the publicized case, Huzhu Bao will start to pay the claims of Huzhu after the publicity period (usually three days), and will generally enter the account provided by the applicant. If someone questions the case, Huzhu Bao will re-investigate and verify it. If fraud is found, Huzhu will not make claims.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Article 6 The State strictly supervises the banks that social insurance funds purchase. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.