The 45 policy is a tailor-made employment position and preferential treatment policy for the unemployed groups with employment difficulties, such as women over 4 years old and men over 5 years old. Flexible employees who meet the 45 standard in the medium term and have no unit to pay social insurance can apply for and participate in social insurance subsidies given by the state, and the application period is three years.

Project p>45 is an important measure taken by the municipal government to promote the employment of the disadvantaged groups. It aims to tailor jobs for the laid-off and unemployed groups such as women over 4 years old and men over 5 years old formed in the special historical period, and promote their employment with a market-oriented and socialized operation mechanism.

The retirement age stipulated by the state is 6 for men and 5 for women. 45 means that by December 31st, 211, flexible employees who have reached the 45 standard, that is, men have reached the age of 5 and women have reached the age of 4, can apply for and participate in social insurance subsidies given by the state. Usually, the application period is three years, women are 45 and men are 55.

Everyone can only apply once, and they can't apply again even if they lose their unit to pay social insurance in the future. The 45 policy has nothing to do with delaying retirement, and participating in 45 will not cause delaying retirement.

legal basis

article 71 of the social insurance law of the people's Republic of China, the state establishes a national social security fund, which is composed of funds allocated by the central budget and raised by other means approved by the State Council, and is used to supplement and adjust social security expenditures. the national social security fund management and operation agency is responsible for its management and operation, so as to maintain and increase its value on the premise of ensuring safety.

the national social security fund shall regularly announce the revenue and expenditure, management and investment operation to the public, and the financial department, social insurance administrative department and audit institution of the State Council shall supervise the revenue and expenditure, management and investment operation of the national social security fund.