Monetary Fund: Yu 'ebao is a monetary fund, and its current rate of return has fallen below 2.5%, with relatively high security and liquidity. According to the regulatory requirements, the daily "quick redemption" amount of a single monetary fund is 1, yuan, that is, the redemption within 1, yuan can be received in real time. With the decline in the yield of the money fund and the limit of the quick redemption amount of 1 thousand yuan, it is suitable for the allocation of small funds.

Smart deposit: Smart deposit products jointly issued by commercial banks and Internet companies enjoy the deposit insurance guarantee system, with 1% payment within 5, yuan, and some "current" products can be accessed at any time, with interest value on the same day and real-time receipt on the same day of redemption, and the "interest rate" is about 4%-5%. For example, there are some demand bank deposit products on the platform of Duxiaoman Wealth Management APP (formerly Baidu Wealth Management), such as "Sanxiang Bank Demand", which can be withdrawn in advance with a yield of about 3.9%, and can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, and real-time receipt on the same day, with no trading day limit and no limit.

you can search for "download link of Duxiaoman wealth management APP" or follow "Duxiaoman technology service number" in the application market for detailed product information. Investment is risky, so be cautious in financial management!