Landlord, I don't know if you can see my reply, and there are many netizens. If you want to buy a fund, please listen to me. I'll answer you, because you just did what you wanted to ask. On the 20th, I bought Alipay Fund (portfolio) 1000 and put it in. By the 28th today, there is still 999.83 yuan left. Yes, as you can see, I lost money, but I didn't lose much because the principal was only 1000. Imagine if it is100000? Is it not a big loss? In addition, worst of all, if it is held for less than 7 days, the handling fee of 1.5% will be deducted. That is to say, if it was sold before. Still have to deduct 15 yuan! ! I didn't make any money, and I deducted more than ten dollars. I decided to sell it quickly, but even if it was more than seven days, he said that one of them held it for less than 30 days. That kind of deduction didn't make the loss too bad. The landlord asked if you would pay for it 1000. No, the fund won't make you lose everything, but it will. For example, I will lose a few cents and a few dollars at 1000. Compared with regular financial management, bank interest and balance treasure, the fund fluctuates greatly. Do you know why I replied? Because I was in Baidu to see if there were any losses like me, and I found quite a lot. Many people say that the fund recommended by Alipay will lose money if it is bought. If I had seen it earlier, I wouldn't have bought it, so if you had seen it, you'd better learn from my previous experience and buy it carefully (preferably not)

According to my experience, it is safer to make a fixed investment, so let's put the balance treasure directly. Although it is not much, it is basically profitable. For example, 30 days and 29 days 1 1,000 yuan can earn about 2.98 yuan to 3 yuan. Although it's not much, it's a little higher than the bank's current interest. Whatever you do ... don't buy a fund. When you make money, it is really a few days longer than the fixed investment, but losing money is really a loss. After all, you lose more and earn less. There is no good fund in Alipay!