Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount in a designated open-end fund at a fixed time, similar to the bank's zero deposit and withdrawal method. According to the data, it takes at least 20 months to make money in a falling market, and it takes at most 64 months, which is about 2-5 years. If we continue to make a fixed investment and stick to the market high point in the next stage, the income from the fixed investment will be very good. In the face of market decline, people are afraid, and it is easy to give up the fixed investment halfway at this time. However, if you are more patient and calm, less afraid and impatient, and unswervingly make a fixed investment in the fund, you will eventually gain something.

Fixed investment of funds is a simple and easy way to guide investors to make long-term investments and average investment costs. However, the fixed investment of the fund can not avoid the inherent risks of fund investment, can not guarantee investors to obtain income, and is not an equivalent financial management method to replace savings. Because the fixed investment of the fund itself is a fund investment method, it is impossible to avoid various risks that may be faced in the process of investment operation. Investors should correctly understand the fixed investment. Fixed investment is not omnipotent, nor is it a sure profit.

Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase.

Tips:

1. Fund products are issued and managed by Fund Management Co., Ltd. Ping An Bank is only a consignment agency, and the consignment agency does not undertake the responsibility of product investment, redemption and risk management.

2. The above information is for reference only and no suggestions are made; There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Response time: 2021-11-17. Please refer to the latest business changes announced by Ping An Bank in official website.