Enjoy medical insurance benefits for employees from the second month after handling the insurance payment procedures. Failing to go through the formalities of insurance payment within the specified time or continuously interrupting payment for 3 months, it shall be regarded as interruption of insurance. However, "clearing after the medical insurance is interrupted for 3 months" means that the medical insurance insured person stops enjoying the medical insurance benefits of the employees from the month after the payment is stopped, but the personal account balance still exists.

Legal objectivity:

Article 36 of the Financial System of Social Insurance Fund refers to the final balance after the balance of funds. Including enterprise employees' basic endowment insurance fund balance, urban and rural residents' basic endowment insurance fund balance, institutions' basic endowment insurance fund balance, employees' basic medical insurance fund balance, urban and rural residents' basic medical insurance fund balance, industrial injury insurance fund balance, unemployment insurance fund balance, maternity insurance fund balance, etc. The basic medical insurance fund for employees and the basic medical insurance fund for urban and rural residents shall follow the principles of fixed expenditure based on income, balance of payments and slight balance. The accumulated balance of the new rural cooperative medical fund shall not exceed 25% of the total amount of funds raised in the current year (including risk funds). The employee basic medical insurance fund balance includes the overall fund balance and individual account fund balance. The basic medical insurance fund for employees shall be subject to separate accounting and unified management. The industrial injury insurance fund shall keep a certain proportion of reserves in accordance with the regulations.