What kind of fund should be replenished first? You need to consult relevant information to understand. According to years of study experience, it can get twice the result with half the effort to figure out which fund to replenish first. Here, I'd like to share my experience on what fund to replenish first for your reference.

What fund does the fund cover first?

Margin funds are divided into mixed funds, stock funds, bond funds, index funds, ETF funds and money funds.

1. hybrid fund: refers to instruments that invest in stocks, bonds and money markets at the same time. Without a clear investment direction, you can choose according to your risk tolerance.

2. Equity funds: refers to funds with more than 80% of fund assets invested in the stock market and relatively high risks and returns.

3. Bond fund: It means that more than 80% of the fund assets are invested in the bond market, and the expected annualized rate of return is relatively stable and the risk is low.

4. Index fund: refers to the fund established according to the index. The risk and return depend on the index and may exceed the expected return of the index.

5.ETF fund: a transactional open index fund, similar to a stock fund, but can be traded at the market price after issuance.

6. Monetary Fund: It is an investment way to gather idle social funds, with high capital security and low yield.

Is it cost-effective for the fund to make up the position and then sell it?

Whether it is cost-effective to resell the fund to cover the position mainly depends on the expected rate of return and risk tolerance of the fund you bought.

Generally speaking, if you buy a fund with a low expected rate of return, it may not be cost-effective to sell it after returning to the capital. Because if you have already taken a high risk when buying a fund, selling it after returning to the capital may reduce your income and even lead to losses.

On the other hand, if you have a high risk tolerance and a high demand for the return on investment of the fund, then selling after returning to the capital may be a choice that can be considered. In this case, you can decide whether to sell the fund according to your investment objectives and risk tolerance.

Supplementary freight of funds

The handling fee for fund replenishment shipment depends on the type of fund purchased and the redemption amount.

If it is a fund company with front-end charges, redemption fee = shareholding x redemption rate, in which the more shareholding, the more redemption fee will be collected.

If it is a fund company with back-end charges, redemption fee = total redemption amount x back-end subscription rate /( 1+ back-end redemption rate).

Fund covering positions refers to buying when stocks fall, with the purpose of reducing costs and diluting losses.

Is it suitable to cover the position when the fund in the market falls?

The funds in the venue fell, which is suitable for covering positions. Because the trading system of T+ 1 is implemented in the on-site funds, they can be bought on the same day and sold on the next trading day, and the funds are up and down by 20%. Once there is a big ups and downs, it is easy to cause investors to lose money. In addition, on-site fund transactions follow the market price, and investors do not need to pay any formalities.

It is worth noting that when the market is not good, there may be a first-line limit on the funds in the market, and investors cannot make up their positions.

How to make up the position after the fixed income fund falls?

For fixed-income funds, there are three main strategies for covering positions: intensive covering positions, pyramid covering positions and inverted pyramid covering positions. Intensive replenishment refers to buying 100 copies for the first time, buying 200 copies for the second time after the decline, and buying again after the decline, which is similar to "Fengzihao", so intensive replenishment has no effect on reducing costs.

On the contrary, pyramid-type covering positions is an investment way to gradually reduce costs, which is similar to the "inverted pyramid", that is, buying 100 shares for the first time, buying 200 shares for the second time after the decline, and buying again after the decline, and the number of each increase is twice that of the previous one.

The upside-down pyramid is to buy 100 copies for the first time, 400 copies for the second time (twice as much as last time), and then buy again after the decline, and the number of each increase is twice as much as last time. When the cost price gradually approaches the market price, it will start to buy in batches and small quantities. This approach is to increase positions as gradually as possible on the premise of diversifying risks.

Of course, the method of covering positions needs to be combined with the specific situation of investors. Investment is risky, so you need to carefully choose the right way to make up the position.

What kind of fund will cover the position first? This is the introduction of the fund.