1) The quota adjustment mainly reflects the principle of fairness, and all participants in the pension adjustment are treated equally, and the same number of people is increased. However, for retirees with high pension level, long payment period and high payment base, it may be a bit biased.
2) The adjustment of linking mainly reflects the incentive mechanism of overpaying and getting more, that is, the principle of encouraging pensions to pay more and get more, encouraging everyone to participate in endowment insurance, alleviating the pressure of income and expenditure of pension funds, and encouraging everyone to actively participate by linking with the payment period and pension level.
3) Tilt adjustment is mainly to give proper care to the elderly retirees and retirees in hard and remote areas to improve the level of pension adjustment. Then with the growth of age, the old people also hope that their pensions will be higher and higher, but the increase of pensions mainly depends on the level of pensions and the length of payment years.
As for age, it plays a certain role in the adjustment of pension, accounting for a small proportion. In most areas, tilt adjustment only happens when they reach the age of 70 or above. Only a few cities like Shanghai have women aged 60 and men aged 65. Henan is 65 years old; Beijing 65-year-old tilt adjustment.
12 in may, Shanghai pension adjustment plan was implemented, and the pensions reissued by enterprise retirees were collected on 18 in may and retired on June 20th.
1) adjusted the quota, and each person increased 70 yuan per month, which was less than last year's 5 yuan.
2) Hook adjustment refers to the basic pension received from June, 5438 to February, 2020 as the base, and the adjustment range is increased by 3%, which is decoupled from the payment period of the pension. It has aroused heated discussion among many people, thinking that it is a bit unfair to the employees with long service in the enterprise.
3) Appropriate tilt: In 2020, 65,438+1 October1to 65,438+February 3 1 for the elderly who have reached the age of 60, each person will issue a monthly 20 yuan. (Just 60 years old for women and 65 years old for men, plus hidden benefits 180 yuan. It is also the only city that takes the best care of women and enjoys preferential policies five years in advance.
Let's take a look at Beijing's pension adjustment plan. Although the year of 202 1 has not been announced, we can see this year's target plan by looking at 2020 first.
1) The quota adjustment is to increase 50 yuan per person per month.
2) The hook adjustment is also adjusted according to the payment period and pension level. 3 yuan of the basic pension will be increased for each full payment period 1 year, and 0.25 yuan will be paid if the payment period is less than 1 year. However, the pension level is not increased by percentage, but by 5,646 yuan, with 65 yuan per person per month below 5,646 yuan and 30 yuan per person per month above 5,646 yuan. Beijing has its own adjustment characteristics, that is, it is not linked to the pension level. People have doubts about overpaying because it has little impact. Just like 20021,Shanghai chose to link with the pension level and increase it by 3%, while canceling the link with the payment period was a shock to overpay.
3) The elderly, 65 to 69 years old, each with a monthly increase in 45 yuan; 70 to 74 years old, each person will increase 55 yuan per month; 75 to 79 years old, each person will increase the 65 yuan per month; 75 yuan increased over 80 years old.
Let's take a look at the Henan province allocation plan that was not issued in 20021. Let's also look at the adjustment plan in 2020.
1) The quota is adjusted to increase 55 yuan per person per month.
2) Hook adjustment:
First, it is linked to the pension payment period, and it will increase by 1.5 yuan for every full year, and by one year for less than one year.
The second is linked to the pension level. On the basis of 20 19 and 12 pensions, adjust and increase 1.0%, and adjust enterprises and retirees in a unified way.
The third is the elderly tilt adjustment:
Before 20 19 12 3 1, each person aged 65-69 will receive a monthly increase in 20 yuan; 70 to 74 years old, each person will increase 25 yuan per month; 75 to 79 years old, each person will increase the 30 yuan per month; 80 to 84 years old, each person will increase the 40 yuan per month; 85 to 89 years old, each person will increase the 50 yuan per month; 60 yuan increased over 90 years old.
The old age is 65 years old, just like the old age in Beijing. Shanghai women are 60 years old and men are 65 years old, enjoying the old-age tilt policy. Other provinces began to enjoy the old-age tilt policy at the age of 70.
For example: Uncle Wang in Henan is 70 years old, with a 30-year payment period and a salary of 4,000 yuan. How much can you increase?
That is, 55+301.5+40001.0%+25 equals 165 yuan. That is, it has increased by 4. 1%.
Therefore, from Shanghai, Beijing and Henan, we can see that it is an early standard for the elderly. Retired people now hope to adopt a unified policy for the elderly. From the age of 65, they will be fairer, more accessible and safer.