When you buy a fund, you will see a net value, which is the price. Although OTC funds have only one net value a day, we all see yesterday's net value, but because the fund fluctuates little, there is not much difference between today's net value and yesterday's net value, and the net value is related to the cost of buying.

Is the net value of the fund as low as possible?

No, the lower the net value of the fund, the better. On the contrary, the lower the net worth means the greater the risk, and even being delisted means liquidation. Although the lower the net value of the fund means that investors can get more shares at a cheaper price, the cheaper the fund, the more cautious it is, because the price of the fund does not affect the risks and returns of the investment fund.

For example, if you have 1 0,000 yuan to invest in the fund, then the current net value of Fund A is 0.5 yuan, and the current net value of Fund B is 1 yuan. 500 yuan can buy 1000 copies of the fund, and 500 yuan can buy 500 copies of the fund.

The next day, the fund rose sharply, and both funds A and B rose by 2%, so each fund A rose by 0.0 1 yuan, and each fund B rose by 0.02 yuan. The income of Fund A is as follows: principal 500 yuan ×2%= 10 yuan or 0.0 1 yuan × 1000 shares = 60. B Fund income: principal 500 yuan× 2% = 10 yuan or 0.02 yuan× 500 shares =10 yuan.

It is not good that the net value of the fund is too low or too high. It mainly depends on the rising space of the fund's net value, such as its historical performance, the past performance of fund managers, the strength of fund companies, and the maximum withdrawal rate. To assess whether the fund is worth buying.

Fund trading, like stocks, pursues buying low and selling high, but it doesn't mean that people should buy those funds with low prices. Those long-term low-priced funds are relatively unpopular, and it is difficult to rise after buying, and the profit space is very limited.