According to different classification standards, funds can be divided into various types of funds, such as money funds, bond funds, stock funds, index funds, graded funds, quantitative funds and so on. These are several common types of funds, in addition, there are hybrid funds. The differences between these funds are mainly reflected in two aspects: one is the different investment objects, and the other is the different investment risks.

Among them, equity funds have the highest risk and mainly invest in the stock market; Hybrid fund sharing second, the investment direction includes stocks, bonds and money market tools; The risk of bond funds and money funds is much lower, in which bond funds are financial instruments that invest in fixed income such as government bonds and financial bonds, while money funds are used to invest in money markets.

Money market fund: The investment object must be short-term bonds and various bills with a maturity of 65,438+0 years, which has strong liquidity, low risk and low return. For example: Yu 'ebao (Tian Hong Fund).

Hybrid funds: no more than 80% invest in stocks and bonds, of which 80% invest in stocks and more than 50% are partial stock funds; More than 80% M and more than 50% of the funds that invest in bonds are partial debt funds; Funds that invest in stocks and bonds with a mm≤50% are balanced funds.